180 Benjamin St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 180 Benjamin St, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,229 sqft · built 1983
Lot Size0.404 acres (17,615 sqft)
OwnerIndividual Name on Record
Last Sale$366,000 (Nov 2006)
Tax Bill$8,733 (2025)
Deeds & MortgagesOct 2021 Refinance
Flood ZoneZone X (minimal risk)
APN013089 27.12-1-13

Property Details

APN / Parcel Number

Primary APN013089 27.12-1-13
Alternative APNs
  • 308902701200010130000000
  • 02701200010130000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,229 sqft Living Area
1st Floor Area1,137 sqft
2nd Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area17,615 sqft (0.404 acres)
Lot Dimensions152 ft deep x 115 ft wide
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area629 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02701200010130000000
Street Address180 BENJAMIN ST
CitySCHENECTADY
StateNY
Zip12303-5134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLOT 180 LPV SEC 4
Legal SubdivisionLONE PINE VILLAGE
Legal Block1
Legal Lot Number13.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1008
Census Tract14616

Owner

Source: Albany County and Guilderland Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address180 BENJAMIN ST, SCHENECTADY, NY 12303-5134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2006 · Amount on Record
Deed SaleNov 22, 2006 · Amount on Record
Prior SaleNov 22, 2006 · Amount on Record
Deed Document Number20069838780
Deed Book / Page2866 / 392
Last Transfer DateMay 27, 2020
Transfer Doc0000012596
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address180 BENJAMIN ST, SCHENECTADY, NY 12303-5134
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address180 BENJAMIN ST, SCHENECTADY, NY 12303-5134

Mortgage

Document Number0000001730
DateOct 20, 2021
InstrumentR2021-31730
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,733.00 (+12.93%) Homeowner's exemption$323,000 (-) Land $65,000 Building $258,000$430,667 (+13.33%) Land $86,667 Building $344,000
2023$323,000 (-) Land $65,000 Building $258,000$380,000 (+7.06%) Land $76,471 Building $303,529
2022$323,000 Land $65,000 Building $258,000$354,945 Land $71,429 Building $283,516
2021$7,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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