1886 Caversham Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1886 Caversham Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,147 sqft · built 2005
Lot Size	0.22 acres (9,561 sqft)
Owner	2 Company Names on Record
Last Sale	$715,500 (Jul 2005)
Tax Bill	$10,817 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-2420-002-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2420-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,147 sqft Living Area
1st Floor Area	2,147 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,561 sqft (0.22 acres)
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1886 CAVERSHAM WAY
City	FOLSOM
State	CA
Zip	95630-6297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO.54, LOT 2
Legal Subdivision	EMPIRE RANCH VILLAGE NO.54
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8513

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1886 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jan 14, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Mar 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
May 3, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Jul 21, 2017	Deed of Trust, Mortgage · Conventional with PMI ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2005 · Amount on Record
Deed Sale	Jul 21, 2005 · Amount on Record
Deed Book / Page	20050721 / 2432
Last Transfer Date	Jan 7, 2021
Transfer Doc	1140000000701
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 22, 2026
Property Address	1886 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Document Number	2026000820
Book / Page	20260622 / 820
Instrument Date	Jun 18, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1886 CAVERSHAM WAY, FOLSOM, CA 95630-6297

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 14, 2021
Property Address	1886 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Document Number	2101140701
Instrument Date	Jan 7, 2021
Instrument	2101140701
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1886 CAVERSHAM WAY FOLSOM CA 956306297, FOLSOM, CA 95630-6297

Mortgage

Document Number	2101140702
Date	Jan 14, 2021
Instrument	2101140702

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 10, 2020
Property Address	1886 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Document Number	2003101281
Instrument Date	Feb 28, 2020
Instrument	2003101281
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1886 CAVERSHAM WAY FOLSOM CA 956306297, FOLSOM, CA 95630-6297

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1886 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Document Number	1911060920
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1886 CAVERSHAM WAY FOLSOM CA 956306297, FOLSOM, CA 95630-6297

Mortgage

Document Number	1911060920
Date	Nov 6, 2019
Instrument	1911060920

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1886 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Document Number	1905081105
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1886 CAVERSHAM WAY FOLSOM CA 956306297, FOLSOM, CA 95630-6297

Mortgage

Document Number	1905081105
Date	May 8, 2019
Instrument	1905081105

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1886 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Document Number	1707261280
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1886 CAVERSHAM WAY FOLSOM CA 956306297, FOLSOM, CA 95630-6297

Mortgage

Document Number	1707261280
Date	Jul 26, 2017
Instrument	1707261280

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$822,538 (+2%) Land $231,856 Building $590,682
2025	$10,817.00 (+1.65%)	$806,410 (+4.04%) Land $227,310 Building $579,100
2024	$10,641.00 (+3.18%)
2023	$10,313.00 (+1.05%)	$775,098 Land $218,484 Building $556,614
2022	$10,206.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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