1877 Caversham Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1877 Caversham Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,999 sqft · built 2005
Lot Size	0.269 acres (11,730 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Aug 2009)
Tax Bill	$10,041 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-2420-028-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2420-028-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,999 sqft Living Area
1st Floor Area	1,729 sqft
2nd Floor Area	2,270 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	11,730 sqft (0.269 acres)
Garage Area	778 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1877 CAVERSHAM WAY
City	FOLSOM
State	CA
Zip	95630-6297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO.54, LOT 28
Legal Subdivision	EMPIRE RANCH VILLAGE NO.54
Legal Lot Number	28
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8513

Owner

1877 Caversham Way is owned and occupied by two individuals who bought it in August 2009.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1877 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2009 · Amount on File
Deed Sale	Aug 20, 2009 · Amount on File
Prior Sale	Sep 27, 2005 · Amount on File
Deed Book / Page	20090820 / 1244
Prior Transfer Date	Sep 21, 2005
Prior Transfer Doc	5310000002532
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1877 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1877 CAVERSHAM WAY, FOLSOM, CA 95630-6297

Mortgage

Document Number	0000000319
Date	Mar 25, 2026
Instrument	202603250319

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1877 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1877 CAVERSHAM WAY, FOLSOM, CA 95630-6297

Mortgage

Document Number	0000000004
Date	Apr 18, 2022
Instrument	2022041800004

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1877 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Document Number	2006161226
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1877 CAVERSHAM WAY FOLSOM CA 956306297, FOLSOM, CA 95630-6297

Mortgage

Document Number	2006161226
Date	Jun 16, 2020
Instrument	2006161226

Lender

Name	COMMERCE HM MTG
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1877 Caversham Way was $10,041 with a homeowner's exemption, up 1.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,053 (+2%) Land $250,153 Building $506,900
2025	$10,041.00 (+1.64%) Homeowner's exemption	$742,210 Land $245,249 Building $496,961
2024	$9,879.00 (+3.3%)
2023	$9,563.00 (+1.04%) Homeowner's exemption	$713,391 Land $235,727 Building $477,664
2022	$9,465.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1877 Caversham Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1877 Caversham Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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