1878 Caversham Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1878 Caversham Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,160 sqft · built 2005
Lot Size	0.229 acres (9,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (Oct 2021)
Tax Bill	$15,546 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-2420-004-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2420-004-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,160 sqft Living Area
1st Floor Area	1,947 sqft
2nd Floor Area	1,213 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,979 sqft (0.229 acres)
Garage Area	686 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1878 CAVERSHAM WAY
City	FOLSOM
State	CA
Zip	95630-6297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO.54, LOT 4
Legal Subdivision	EMPIRE RANCH VILLAGE NO.54
Legal Lot Number	4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8513

Owner

Source: Sacramento County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1878 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jan 31, 2017	Intrafamily Transfer, Transfer · ARM PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Aug 4, 2005 · Amount on Record
Deed Document Number	20211180
Deed Book / Page	20211020 / 1180
Prior Transfer Date	Jan 26, 2017
Prior Transfer Doc	2017001882
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 20, 2021
Property Address	1878 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Document Number	2021102001180
Map Reference	MB 319 PG 4
Instrument Date	Oct 5, 2021
Instrument	2021102001180
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1878 CAVERSHAM WAY, FOLSOM, CA 95630-6297

Mortgage

Document Number	2021102001181
Date	Oct 20, 2021
Instrument	2021102001181

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 31, 2017
Property Address	1878 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Document Number	1310000001882
Book / Page	20170131 / 1882
Map Reference	MB 319 MAP 4
Instrument Date	Jan 26, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1878 CAVERSHAM WAY, FOLSOM, CA 95630-6297

Mortgage

Document Number	201701311883
Date	Jan 31, 2017
Instrument	20170131/1883

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Feb 1, 2022
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.87%
Index	5-Year CMT
Margin	2
Max Rate	7.87%

Mortgage

Document Number	0000001884
Date	Jan 31, 2017
Book Page	20170131/1884

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Feb 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,271,856 (+2%) Land $227,310 Building $1,044,546
2025	$15,546.00 (+1.81%) Homeowner's exemption	$1,246,918 (+4.04%) Land $222,853 Building $1,024,065
2024	$15,270.00 (+2.77%)
2023	$14,859.00 (+1.19%) Homeowner's exemption	$1,198,500 Land $214,200 Building $984,300
2022	$14,684.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

Nearby Properties on Caversham Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures