1889 Caversham Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1889 Caversham Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,147 sqft · built 2005
Lot Size	0.282 acres (12,283 sqft)
Owner	Company Name on File
Last Sale	$615,000 (Apr 2006)
Tax Bill	$11,106 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-2420-031-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2420-031-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,147 sqft Living Area
1st Floor Area	2,147 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	12,283 sqft (0.282 acres)
Garage Area	626 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1889 CAVERSHAM WAY
City	FOLSOM
State	CA
Zip	95630-6297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO.54, LOT 31
Legal Subdivision	EMPIRE RANCH VILLAGE NO.54
Legal Lot Number	31
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8513

Owner

1889 Caversham Way is owned by a company that acquired it in November 2011 and is owner-occupied.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	1889 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2006 · Amount on File
Deed Sale	Apr 13, 2006 · Amount on File
Deed Book / Page	20060413 / 1804
Last Transfer Date	Nov 7, 2011
Transfer Doc	0000000249
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1889 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1889 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000442
Date	Feb 1, 2021
Instrument	202102010442

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1889 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1889 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001697
Date	Apr 28, 2021
Instrument	202104281697

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1889 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1889 CAVERSHAM WAY, FOLSOM, CA 95630-6297

Mortgage

Document Number	4280000001697
Date	Apr 28, 2021
Book Page	20210428/1697

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1889 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Document Number	2004030364
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1889 CAVERSHAM WAY FOLSOM CA 956306297, FOLSOM, CA 95630-6297

Mortgage

Document Number	2004030364
Date	Apr 3, 2020
Instrument	2004030364

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1889 CAVERSHAM WAY, FOLSOM, CA 95630-6297
Document Number	1711160367
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1889 CAVERSHAM WAY FOLSOM CA 956306297, FOLSOM, CA 95630-6297
Investor	Possibly a Property Investor

Mortgage

Document Number	1711160367
Date	Nov 16, 2017
Instrument	1711160367

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1889 Caversham Way was $11,106 with a homeowner's exemption, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$856,697 (+2%) Land $383,318 Building $473,379
2025	$11,106.00 (+1.68%) Homeowner's exemption	$839,900 Land $375,802 Building $464,098
2024	$10,922.00 (+3.15%)
2023	$10,588.00 (+1.08%) Homeowner's exemption	$807,288 Land $361,210 Building $446,078
2022	$10,475.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1889 Caversham Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1889 Caversham Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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