1884 Ray's Ln, Covington, KY 41011 Property Records

Kenton County property record for 1884 Ray's Ln, Covington, KY 41011 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1954
Square Footage1,686 sqft Finished Area
Lot Size7,050 sqft (0.161 acres)
OccupancyOwner Occupied
Last Sale$252,500 (2021)
Tax Bill$3,345.00 (2025)

Property Details

APN / Parcel Number

Primary APN041-40-30-019.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,686 sqft Finished Area
Stories2 Stories

Exterior

Year BuiltBuilt 1954
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area7,050 sqft (0.161 acres)
Depth X Width141 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0414030019.00
Street Address1884 RAYS LN
CityCOVINGTON
StateKY
Zip41011-4021
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description50X141 FT ON ES RAYS LN 100FT S OF S LINE OF 20 TRENKAMPS
Legal SubdivisionTRENKAMP
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1006
Census Tract65100

Owner

Source: Kenton County records · APN 041-40-30-019.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1884 RAYS LN, COVINGTON, KY 41011-4021
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Warranty Deed, Transfer · Conventional Mortgage
BAYSHORE MORTGAGE FUNDING LLC
Nov 16, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MTG SVCS
Jan 03, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2021 · Amount on Record
Deed SaleDec 22, 2021 · Amount on Record
Prior SaleNov 16, 2020 · Amount on Record
Deed Doc Number0000138309
Deed Book / Page138 / 309
Record RefreshedJun 08, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 22, 2021
Property Address1884 RAYS LN, COVINGTON, KY 41011-4021
Document Number0005900072
Book / Page138 / 309
Instrument DateDec 10, 2021
Instrument21122205900072
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2814 BODLEY AVE, CINCINNATI, OH 45205-2310

Transferred To (Grantee/Buyer)

NameVerified Name
Address1884 RAYS LN, COVINGTON, KY 41011-4021

Mortgage

Document Number0005900073
DateDec 22, 2021
Instrument21122205900073
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 16, 2020
Property Address1884 RAYS LN, COVINGTON, KY 41011-4021
Document Number0000000298
Book / Page000055 / 000634
Instrument DateNov 02, 2020
Instrument298
Transaction TypeTransfer
Record UpdatedDec 10, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1884 RAYS LN COVINGTON KY 410114021, COVINGTON, KY 41011-4021

Mortgage

Document Number299
DateNov 16, 2020
Book Page00M127/000172
Instrument299
Lender
NameAMERICAN MTG SVCS
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1884 RAYS LN, COVINGTON, KY 41011-4021
Document Number0000000304
Book / Page0C6074 / 000193
Instrument DateJan 03, 2017
Transaction TypeMortgage
Record UpdatedMay 10, 2017
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1884 RAYS LN COVINGTON KY 410114021, COVINGTON, KY 41011-4021

Mortgage

Document Number0000000304
DateJan 12, 2017
Book Page0C6074/000193
Instrument304
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 11, 2032

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,345.00 (-0.54%)$252,500 (-) Land $10,000 Building $242,500$252,500 (-) Land $10,000 Building $242,500
2023$3,363.00$252,500 Land $10,000 Building $242,500$252,500 Land $10,000 Building $242,500

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