Kenton County property record for 1883 Ray's Ln, Covington, KY 41011 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1956 |
| Square Footage | 1,224 sqft Finished Area |
| Lot Size | 7,380 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $218,000 (2024) |
| Tax Bill | $2,888.00 (2025) |
| Primary APN | 041-40-30-018.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,224 sqft Finished Area |
| Gross Area | 1,264 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,380 sqft (0.169 acres) |
| Depth X Width | 150 ft x 49.2 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1883 RAYS LN |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-4020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 49.22X150FT WS RAY ST 209.32FT S HIGHLAND AVE |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 65100 |
Source: Kenton County records · APN 041-40-30-018.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1883 RAYS LN, COVINGTON, KY 41011-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 31, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE |
| Apr 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | Apr 19, 2019 · Amount on Record |
| Deed Doc Number | 202490 |
| Deed Book / Page | 312 / 264 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 31, 2024 |
| Property Address | 1883 RAYS LN, COVINGTON, KY 41011-4020 |
| Document Number | 0005900090 |
| Book / Page | KC 312 / 264 |
| Instrument Date | Oct 28, 2024 |
| Instrument | 24103105900090 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 734 ROGERS RD, VILLA HILLS, KY 41017-1045 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1883 RAYS LN, COVINGTON, KY 41011-4020 |
| Document Number | 0005900091 |
|---|---|
| Date | Oct 31, 2024 |
| Instrument | 24103105900091 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1883 RAYS LN, COVINGTON, KY 41011-4020 |
| Document Number | 0000000070 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1883 RAYS LN COVINGTON KY 410114020, COVINGTON, KY 41011-4020 |
| Document Number | 0000000070 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 000M62/000116 |
| Instrument | 70 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 19, 2019 |
| Property Address | 1883 RAYS LN, COVINGTON, KY 41011-4020 |
| Document Number | 0000000181 |
| Book / Page | 0C6643 / 000106 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 181 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2019 |
| Title Company | CINCINNATUS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3940 N RAVENSWOOD AVE CHICAGO IL 606132420, CHICAGO, IL 60613-2420 |
| Document Number | 182 |
|---|---|
| Date | Apr 19, 2019 |
| Book Page | 0C6643/000110 |
| Instrument | 182 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2049 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,888.00 (+33.46%) | $218,000 (+34.15%) Land $10,000 Building $208,000 | $218,000 (+34.15%) Land $10,000 Building $208,000 |
| 2023 | $2,164.00 | $162,500 Land $10,000 Building $152,500 | $162,500 Land $10,000 Building $152,500 |
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