1881 Ray's Ln, Covington, KY 41011 Property Records

Kenton County property record for 1881 Ray's Ln, Covington, KY 41011 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,326 sqft · built 1955
Lot Size	0.174 acres (7,587 sqft)
Owner	Individual Name on File
Tax Bill	$1,975 (2025)
Deeds & Mortgages	Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`041-40-30-017.00`

Property Details

APN / Parcel Number

Primary APN	`041-40-30-017.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,326 sqft Finished Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	7,587 sqft (0.174 acres)
Lot Dimensions	154 ft deep x 49.2 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1881 RAYS LN
City	COVINGTON
State	KY
Zip	41011-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	49.22X154.22FT WS RAYS LN 160.1FT S OF HIGHLAND PK
Legal Subdivision	TRENKAMPS 2ND SUB
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1006
Census Tract	65100

Owner

Source: Kenton County records · APN 041-40-30-017.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1881 RAYS LN, COVINGTON, KY 41011-4020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 03, 2025
Transfer Doc	0000000644
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jan 13, 2026
Property Address	1881 RAYS LN, COVINGTON, KY 41011-4020
Document Number	0000000644
Book / Page	KC 384 / 816
Instrument Date	Nov 03, 2025
Instrument	26059000000644
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1881 RAYS LN, COVINGTON, KY 41011-4020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1881 RAYS LN, COVINGTON, KY 41011-4020

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,975.00 (-0.55%)	$149,100 (-) Land $10,000 Building $139,100	$149,100 (-) Land $10,000 Building $139,100
2023	$1,986.00	$149,100 Land $10,000 Building $139,100	$149,100 Land $10,000 Building $139,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.