Kenton County property record for 1880 Ray's Ln, Covington, KY 41011 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1953 |
| Square Footage | 1,248 sqft Finished Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $162,900 (2019) |
| Tax Bill | $2,697.00 (2025) |
Source: Kenton County records · APN 041-40-30-016.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1880 RAYS LN, COVINGTON, KY 41011-4021 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 23, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MTG SVC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2019 · Amount on Record |
| Deed Sale | Oct 23, 2019 · Amount on Record |
| Prior Sale | Sep 15, 2003 · Amount on Record |
| Deed Doc Number | 0000678694 |
| Deed Book / Page | 6786 / 94 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1880 RAYS LN, COVINGTON, KY 41011-4021 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1880 RAYS LN, COVINGTON, KY 41011-4021 |
| Document Number | 0005900158 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | KCM540/633 |
| Instrument | 24041505900158 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 7 EASTON OVAL, COLUMBUS, OH 43219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 23, 2019 |
| Property Address | 1880 RAYS LN, COVINGTON, KY 41011-4021 |
| Document Number | 0000000209 |
| Book / Page | 0C6786 / 000094 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 209 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1880 RAYS LN COVINGTON KY 410114021, COVINGTON, KY 41011-4021 |
| Document Number | 210 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 006786/000097 |
| Instrument | 210 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,697.00 (-0.52%) | $203,600 (-) Land $10,000 Building $193,600 | $203,600 (-) Land $10,000 Building $193,600 |
| 2023 | $2,711.00 | $203,600 Land $10,000 Building $193,600 | $203,600 Land $10,000 Building $193,600 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 041-40-30-016.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,248 sqft Finished Area |
| Stories | 2 Stories |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 141 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0414030016.00 |
|---|---|
| Street Address | 1880 RAYS LN |
| City | COVINGTON |
| State | KY |
| Zip | 41011-4021 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50X141.07FT IN REAR OF LOTS 20-21-22 TRENKAMPS 2ND SUB AND 50X141' ES RAYS LN |
| Legal Subdivision | RENKAMPS 2ND SUB |
| Legal Tract | B |
| Legal Lot Number | 20-22 21 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 65100 |
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