18806 Rte 3, Durango, IA 52039 Property Records

Dubuque County property record for 18806 Rte 3, Durango, IA 52039

Property Summary

Property Type	Rural Home
Details	2 bd · 5 ba · 2,719 sqft · built 2013
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jan 2013)
Tax Bill	$4,490 (2024)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-33-101-003`

Property Details

APN / Parcel Number

Primary APN	`05-33-101-003`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,719 sqft Living Area
Basement Area	2,719 sqft
Finished Basement	1,640 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	1,283 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	101 sqft
Deck Area	68 sqft
Patio Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	18806 ROUTE 3
City	DURANGO
State	IA
Zip	52039-9535
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 3 SAHM ADD;
Legal Subdivision	SAHM ADD
Legal Lot Number	3
Jurisdiction	DUBUQUE IA
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2019
Census Tract	10600

Owner

18806 Rte 3, a rural home, is owned and occupied by two individuals who bought it in January 2013.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	18806 ROUTE 3, DURANGO, IA 52039-9535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Line of Credit FIDELITY BANK & TRUST
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage DUBUQUE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2013 · Amount on File
Deed Sale	Jan 2, 2013 · Amount on File
Deed Document Number	0000013111
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	18806 ROUTE 3, DURANGO, IA 52039-9535
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18806 ROUTE 3, DURANGO, IA 52039-9535

Mortgage

Document Number	0000001150
Date	Feb 12, 2024
Instrument	202400001150

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	102 BIERMAN RD, EPWORTH, IA 52045

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 12, 2034

Interest

Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	18806 ROUTE 3, DURANGO, IA 52039-9535
Document Number	0000016295
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18806 HIGHWAY 52 N DURANGO IA 520399514, DURANGO, IA 52039-9514

Mortgage

Document Number	0000016295
Date	Dec 26, 2019
Instrument	16295

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	1398 CENTRAL AVE, DUBUQUE, IA 52001-5021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$507,339 Land $2,639 Building $504,700	$507,339 Land $2,639 Building $504,700
2024	$4,490.00
2023		$407,148 (+15.13%) Land $1,948 Building $405,200	$419,548
2022	$5,006.00 Additional exemption filed	$353,630 Land $1,570 Building $352,060
2021			$366,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18806 Rte 3 in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1998–2011)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18806 Rte 3 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Verizon.

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