18418 Rte 3, Durango, IA 52039 Property Records

Dubuque County property record for 18418 Rte 3, Durango, IA 52039

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 1,144 sqft · built 1959
Lot Size36.2 acres (1,580,357 sqft)
Owner2 Trust Names on File
Tax Bill$2,388 (2025)
Deeds & MortgagesSep 2026 Sale
Nov 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN05-28-451-001

Property Details

APN / Parcel Number

Primary APN05-28-451-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Finished Basement200 sqft
Game RoomGame Room
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area1,580,357 sqft (36.2 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
Deck Area495 sqft
Patio Area378 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address18418 ROUTE 3
CityDURANGO
StateIA
Zip52039-9692
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeCO
Legal DescriptionSW SE - SEC 28 T90N R1E;
Legal Range01E
Legal Township90N
Legal Section28
JurisdictionDUBUQUE IA
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2019
Census Tract10600

Owner

18418 Rte 3, a rural home, is owner-occupied and held in a trust.

Source: Dubuque County records, as of September 29, 2026

Owner of Record2 Trust Names on File
Mailing Address18418 ROUTE 3, DURANGO, IA 52039-9692
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 27, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DUBUQUE BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateSep 18, 2026
Property Address18418 ROUTE 3, DURANGO, IA 52039-9692
Document Number0000010562
Instrument DateSep 17, 2026
Instrument202610562
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address18418 ROUTE 3, DURANGO, IA 52039-9692

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address18418 ROUTE 3, DURANGO, IA 52039-9692
Transaction TypeMortgage
Record UpdatedJan 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011150
DateNov 27, 2023
Instrument2023-00011150
Lender
NameDUBUQUE BANK & TRUST CO
TypeBank
AddressDUBUQUE, IA 52001
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term60 Months
DueNov 21, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 18418 Rte 3 was $2,388 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,388.00 Homeowner's exemption$235,066 Land $60,366 Building $174,700$235,066 Land $60,366 Building $174,700
2024$2,388.00
2023$193,304 (+33.09%) Land $47,904 Building $145,400$193,304 Land $47,904 Building $145,400
2022$2,344.00 Homeowner's exemption Additional exemption filed$145,240 Land $37,920 Building $107,320
2021$145,240 Land $37,920 Building $107,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18418 Rte 3 in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims11 (1998–2011)
Claims Outside the SFHA4 of 11
Most Recent ClaimJul 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2011 · 4 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18418 Rte 3 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Maquoketa Valley Electric Cooperative
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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