18888 Rte 3, Durango, IA 52039 Property Records

Dubuque County property record for 18888 Rte 3, Durango, IA 52039

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,483 sqft · built 2017
Lot Size	0.889 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Sep 2017)
Tax Bill	$3,482 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-28-352-002`

Property Details

APN / Parcel Number

Primary APN	`05-28-352-002`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,483 sqft Living Area
Basement Area	1,483 sqft
Finished Basement	815 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,768 sqft (0.889 acres)
Garage Type	Attached
Garage Area	996 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	190 sqft
Deck Area	240 sqft
Patio Area	264 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	18888 ROUTE 3
City	DURANGO
State	IA
Zip	52039-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-1 SAHM ADD;
Legal Subdivision	SAHM ADD
Legal Lot Number	1,2
Jurisdiction	DUBUQUE IA
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2019
Census Tract	10600

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18888 ROUTE 3, DURANGO, IA 52039-9535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Apr 13, 2018	Deed of Trust, Mortgage DUBUQUE BK&TR
Oct 19, 2017	Trustee's Deed, Construction Loan · Construction Mortgage DUBUQUE BK&TR
Sep 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2017 · Amount on Record
Deed Sale	Sep 2, 2017 · Amount on Record
Deed Document Number	0001711103
Deed Book / Page	17 / 11103
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	18888 ROUTE 3, DURANGO, IA 52039-9535
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007840
Date	Jun 9, 2020
Instrument	2020-00007840

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	18888 ROUTE 3, DURANGO, IA 52039-9535
Document Number	0000003909
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18888 HIGHWAY 52 N DURANGO IA 520399514, DURANGO, IA 52039-9514

Mortgage

Document Number	0000003909
Date	Apr 16, 2018
Instrument	3909

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 19, 2017
Property Address	18888 ROUTE 3, DURANGO, IA 52039-9535
Instrument Date	Oct 16, 2017
Instrument	13064
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1514 LINCOLN AVE DUBUQUE IA 520012146, DUBUQUE, IA 52001-2146

Mortgage

Document Number	0000013064
Date	Oct 19, 2017
Instrument	13064

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 7, 2017
Property Address	18888 ROUTE 3, DURANGO, IA 52039-9535
Document Number	0000011103
Instrument Date	Aug 2, 2017
Instrument	11103
Transaction Type	Transfer
Record Updated	Feb 23, 2018

Transaction

Amount	Amount Recorded
Tax	$31.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$354,600 (+15.17%) Land $56,400 Building $298,200	$354,600 (+15.17%) Land $56,400 Building $298,200
2024	$3,482.00 (-0.11%)
2023		$307,900 (+20.4%) Land $53,800 Building $254,100	$307,900 (+20.4%) Land $53,800 Building $254,100
2022	$3,486.00 Homeowner's exemption	$255,730 Land $41,350 Building $214,380
2021			$255,730 Land $41,350 Building $214,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1998–2011)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Verizon.

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