18927 Rte 3, Durango, IA 52039 Property Records

Dubuque County property record for 18927 Rte 3, Durango, IA 52039

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,820 sqft · built 1979
Lot Size	1.41 acres (61,420 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Apr 2026)
Tax Bill	$3,562 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-28-351-007`

Property Details

APN / Parcel Number

Primary APN	`05-28-351-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
1st Floor Area	910 sqft
Upper Floors Area	910 sqft
Basement Area	910 sqft
Finished Basement	810 sqft
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	61,420 sqft (1.41 acres)
Garage Type	Mixed
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	277 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	18927 ROUTE 3
City	DURANGO
State	IA
Zip	52039-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 2-1 SW SW; LOT 3-1 SW SW - SEC 28 T90N R1E;
Legal Range	01E
Legal Township	90N
Legal Section	28
Legal Lot Number	1-3
Jurisdiction	DUBUQUE IA
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2018
Census Tract	10600

Owner

Source: Dubuque County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18927 ROUTE 3, DURANGO, IA 52039-9540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage NONE LISTED ON DOCUMENT
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SERVICES MID-AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Deed Document Number	20264152
Prior Transfer Date	Jun 2, 2025
Prior Transfer Doc	0000005652
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	May 4, 2026
Property Address	18927 ROUTE 3, DURANGO, IA 52039-9540
Document Number	0000004538
Instrument Date	Apr 29, 2026
Instrument	20264538
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18254 FIVE POINTS RD, DURANGO, IA 52039-9523
Investor	Possibly a Property Investor

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 27, 2026
Property Address	18927 ROUTE 3, DURANGO, IA 52039-9540
Document Number	0000004152
Instrument Date	Apr 24, 2026
Instrument	2026.4152
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,687.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18927 ROUTE 3, DURANGO, IA 52039-9540
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004196,
Date	Apr 27, 2026
Instrument	2026..4196

Lender

Name	FARM CREDIT SERVICES MID-AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,562.00 Homeowner's exemption	$374,300 (+13.91%) Land $65,200 Building $309,100	$374,300 (+13.91%) Land $65,200 Building $309,100
2024	$3,562.00 (+1.14%)
2023		$328,600 (+27.23%) Land $62,100 Building $266,500	$328,600 (+27.23%) Land $62,100 Building $266,500
2022	$3,522.00 Homeowner's exemption	$258,270 Land $47,800 Building $210,470
2021			$258,270 Land $47,800 Building $210,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1998–2011)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Verizon.

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