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1880 Lorraine Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1880 Lorraine Way, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,277 sqft Heated Area
Lot Size12,720 sqft (0.292 acres)
OccupancyOwner Occupied
Last Sale$468,000 (2025)
Tax Bill$6,206.00 (2025)

Property Details

APN / Parcel Number

Primary APN84994
Alternative APNs
  • 142630085700010350
  • 142630398900010350

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,277 sqft Heated Area
Gross Area3,110 sqft Gross Area
1st Floor1,965 sqft 1st Floor
Upper Floors312 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,720 sqft (0.292 acres)
Depth X Width134 ft x 95 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area484 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area60 sqft Shed
Patio Area180 sqft Patio
PorchOpen Porch
Porch Area349 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number84994
Old Parcel Number142630398900010350
Street Address1880 LORRAINE WAY
CitySAINT CLOUD
StateFL
Zip34769-5555
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLORRAINE ESTATES UNIT FOUR PB 11 PG 51 LOT 35
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionLORRAINE EST 1-4
Legal Tract857
Legal Block1
Legal Lot Number35
Legal UnitFO
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43303

Owner

Source: Osceola County records · APN 84994

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1880 LORRAINE WAY, SAINT CLOUD, FL 34769-5555
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 05, 2025 · Amount on Record
Deed SaleAug 05, 2025 · Amount on Record
Prior SaleMar 08, 2023 · Amount on Record
Deed Doc Number2025097321
Deed Book / Page6830 / 648
Record RefreshedJun 08, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 08, 2023
Property Address1880 LORRAINE WAY, SAINT CLOUD, FL 34769-5555
Document Number0063681750
Book / Page6368 / 1750
Map ReferenceMB 11 PG 51
Instrument DateMar 07, 2023
Instrument2023027413
Transaction TypeTransfer
Record UpdatedMar 20, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,073.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2000 PINE ST, SAINT CLOUD, FL 34769-5034

Transferred To (Grantee/Buyer)

NameVerified Name
Address1880 LORRAINE WAY, SAINT CLOUD, FL 34769-5555

Mortgage

Document Number0063681751
DateMar 08, 2023
Instrument6368/1751
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1880 LORRAINE WAY, SAINT CLOUD, FL 34769-5555
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055851807
DateSep 09, 2019
Book Page5585/1807
Instrument2019115471
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueAug 22, 2039

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,206.00 (+199.95%) Homeowner's exemption$389,600 (+148.12%) Land $70,000 Building $319,600$389,600 (+5.7%) Land $70,000 Building $319,600
2023$2,069.00 (+4.07%) Homeowner's exemption$157,022 (+3%)$368,600 (+28.25%) Land $55,000 Building $313,600
2022$1,988.00 Homeowner's exemption$152,449$287,400 Land $50,000 Building $237,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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