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1881 Lorraine Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1881 Lorraine Way, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,867 sqft Heated Area
Lot Size12,110 sqft (0.278 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2018)
Tax Bill$2,984.00 (2025)

Property Details

APN / Parcel Number

Primary APN85001
Alternative APNs
  • 142630085700010420
  • 142630398900010420

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,867 sqft Heated Area
Gross Area2,345 sqft Gross Area
1st Floor1,867 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,110 sqft (0.278 acres)
Depth X Width120 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area96 sqft Shed
Patio Area150 sqft Patio
PorchOpen Porch
Porch Area37 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number85001
Old Parcel Number142630398900010420
Street Address1881 LORRAINE WAY
CitySAINT CLOUD
StateFL
Zip34769-5556
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLORRAINE ESTATES UNIT FOUR PB 11 PG 51 LOT 42
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionLORRAINE EST 1-4
Legal Tract857
Legal Block1
Legal Lot Number42
Legal UnitFO
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43303

Owner

Source: Osceola County records · APN 85001

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1881 LORRAINE WAY, SAINT CLOUD, FL 34769-5556
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
May 18, 2018Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 18, 2018 · Amount on Record
Deed SaleMay 18, 2018 · Amount on Record
Prior SaleSep 12, 2002 · Amount on Record
Deed Doc Number0053361819
Deed Book / Page5336 / 1819
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1881 LORRAINE WAY, SAINT CLOUD, FL 34769-5556
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1881 LORRAINE WAY, SAINT CLOUD, FL 34769-5556

Mortgage

Document Number0057942748
DateSep 16, 2020
Book Page5794/2748
Instrument2020124116
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 18, 2018
Property Address1881 LORRAINE WAY, SAINT CLOUD, FL 34769-5556
Document Number0053361819
Book / Page5336 / 1819
Map ReferenceMB11 PG51
Instrument DateMay 18, 2018
Instrument2018079195
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1881 LORRAINE WAY, SAINT CLOUD, FL 34769-5556

Mortgage

Document Number2018079196
DateMay 18, 2018
Instrument2018079196
Lender
NameATLANTIC BAY MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,984.00 (+6.5%) Homeowner's exemption$209,595 (+5.99%)$324,700 (+6.88%) Land $70,000 Building $254,700
2023$2,802.00 (+3.78%) Homeowner's exemption$197,757 (+3%)$303,800 (+27.49%) Land $55,000 Building $248,800
2022$2,700.00 Homeowner's exemption$191,998$238,300 Land $50,000 Building $188,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 463 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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