1820 Lorraine Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1820 Lorraine Way, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2002
Square Footage	2,339 sqft Heated Area
Lot Size	16,074 sqft (0.369 acres)
Occupancy	Owner Occupied
Last Sale	$315,000 (2005)
Tax Bill	$2,387.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`84997`
Alternative APNs	`142630085700010380` `142630398900010380`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,339 sqft Heated Area
Gross Area	3,034 sqft Gross Area
1st Floor	2,339 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,074 sqft (0.369 acres)
Depth X Width	135 ft x 108 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	456 sqft Garage

Exterior Amenities

Pool Area	308 sqft Pool
Shed	1 Shed
Shed Area	80 sqft Shed
Deck Area	357 sqft Deck
Porch	Open Porch
Porch Area	239 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	84997
Old Parcel Number	142630398900010380
Street Address	1820 LORRAINE WAY
City	SAINT CLOUD
State	FL
Zip	34769-5555
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LORRAINE ESTATES UNIT FOUR PB 11 PG 51 LOT 38
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	LORRAINE EST 1-4
Legal Tract	857
Legal Block	1
Legal Lot Number	38
Legal Unit	FO
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records · APN 84997

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	1820 LORRAINE WAY, SAINT CLOUD, FL 34769-5555
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2005 · Amount on Record
Deed Sale	Aug 12, 2005 · Amount on Record
Prior Sale	Sep 28, 2001 · Amount on Record
Deed Doc Number	2005181780
Deed Book / Page	2868 / 2361
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,387.00 (+6.75%) Homeowner's exemption	$176,289 (+5.99%)	$383,100 (+6.59%) Land $70,000 Building $313,100
2023	$2,236.00 (+3.95%) Homeowner's exemption	$166,332 (+3%)	$359,400 (+26.82%) Land $55,000 Building $304,400
2022	$2,151.00 Homeowner's exemption	$161,488	$283,400 Land $50,000 Building $233,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 431 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.