Osceola County property record for 1861 Lorraine Way, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,523 sqft Heated Area |
| Lot Size | 11,238 sqft (0.257 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $249,000 (2019) |
| Tax Bill | $1,543.00 (2025) |
| Primary APN | 85000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,523 sqft Heated Area |
| Gross Area | 2,205 sqft Gross Area |
| 1st Floor | 1,523 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Stone Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,238 sqft (0.257 acres) |
| Depth X Width | 120 ft x 95 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 440 sqft Garage |
| Pool Area | 288 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 312 sqft Deck |
| Patio Area | 311 sqft Patio |
| Porch | Open Porch |
| Porch Area | 242 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 85000 |
|---|---|
| Old Parcel Number | 142630398900010410 |
| Street Address | 1861 LORRAINE WAY |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5556 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LORRAINE ESTATES UNIT FOUR PB 11 PG 51 LOT 41 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | LORRAINE EST 1-4 |
| Legal Tract | 857 |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Legal Unit | FO |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 43303 |
Source: Osceola County records · APN 85000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1861 LORRAINE WAY, SAINT CLOUD, FL 34769-5556 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 14, 2019 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC |
| Jul 20, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RESIDENTIAL ACCPTNC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2019 · Amount on Record |
| Deed Sale | Oct 14, 2019 · Amount on Record |
| Prior Sale | Jul 20, 2017 · Amount on Record |
| Deed Doc Number | 2019132584 |
| Deed Book / Page | 5605 / 1937 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 14, 2019 |
| Property Address | 1861 LORRAINE WAY, SAINT CLOUD, FL 34769-5556 |
| Document Number | 0056051937 |
| Book / Page | 005605 / 001937 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 132584 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,743.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1861 LORRAINE WAY ST CLOUD FL 347695556, ST CLOUD, FL 34769-5556 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 20, 2017 |
| Property Address | 1861 LORRAINE WAY, SAINT CLOUD, FL 34769-5556 |
| Document Number | 0051821155 |
| Book / Page | 005182 / 001155 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 105957 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,498.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1861 LORRAINE WAY ST CLOUD FL 347695556, ST CLOUD, FL 34769-5556 |
| Document Number | 51821156 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 005182/001156 |
| Instrument | 105958 |
| Name | RESIDENTIAL ACCPTNC |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,543.00 (+7.6%) Homeowner's exemption | $129,090 (+5.99%) | $336,500 (+6.39%) Land $70,000 Building $266,500 |
| 2023 | $1,434.00 (+4.6%) Homeowner's exemption | $121,799 (+3%) | $316,300 (+25.37%) Land $55,000 Building $261,300 |
| 2022 | $1,371.00 Homeowner's exemption | $118,252 | $252,300 Land $50,000 Building $202,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 463 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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