Scott County property record for 188 Stephen Dr, Georgetown, KY 40324 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,791 sqft · built 2007 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,500 (Mar 2024) |
| Tax Bill | $2,810 (2025) |
| Deeds & Mortgages | Mar 2024 Sale May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-20-124.000 |
| Primary APN | 188-20-124.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,791 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 412 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 188 STEPHEN DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY |
| Legal Subdivision | PLEASANT VALLEY |
| Legal Phase | 2 |
| Legal Lot Number | 100 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 40303 |
Source: Scott County records · APN 188-20-124.000
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 504 LEAWOOD DR, FRANKFORT, KY 40601-4454 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed, Transfer |
| May 03, 2022 | Deed of Trust, Mortgage CENTRAL BANK & TRUST CO |
| Aug 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on Record |
| Deed Sale | Mar 15, 2024 · Amount on Record |
| Prior Sale | Jul 03, 2014 · Amount on Record |
| Deed Document Number | 2024495223 |
| Deed Book / Page | 447 / 819 |
| Prior Transfer Date | Aug 25, 2010 |
| Prior Transfer Doc | D336/479 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 15, 2024 |
| Property Address | 188 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 00D447/819 |
| Book / Page | D447 / 819 |
| Map Reference | CAB 9 SL 244 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 495223 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 120, SADIEVILLE, KY 40370-0120 |
| Name | Verified Name |
|---|---|
| Address | 504 LEAWOOD DR, FRANKFORT, KY 40601-4454 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 188 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 188 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 0M1686/625 |
|---|---|
| Date | May 03, 2022 |
| Book Page | M1686/625 |
| Instrument | 453985 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Apr 28, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 188 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | M1634/538 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | M1634/538 |
| Instrument | 441404 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 280 Months |
| Due | Dec 01, 2044 |
Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,810.00 (+27.38%) | $315,500 (+29.62%) | $315,500 (+29.62%) |
| 2023 | $2,206.00 (+17.78%) | $243,400 (+12.74%) Land $45,000 Building $198,400 | $243,400 (+12.74%) Land $45,000 Building $198,400 |
| 2022 | $1,873.00 | $215,900 Land $39,000 Building $176,900 | $215,900 Land $39,000 Building $176,900 |
Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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