Scott County property record for 185 Stephen Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,575 sqft · built 2013 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,000 (Aug 2023) |
| Tax Bill | $3,395 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-20-153.000 |
| Primary APN | 188-20-153.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Combination |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 388 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 185 STEPHEN DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY |
| Legal Subdivision | PLEASANT VALLEY |
| Legal Phase | 2 |
| Legal Lot Number | 83 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 40303 |
Source: Scott County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 185 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2023 | Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Jun 28, 2021 | Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on Record |
| Deed Sale | Aug 3, 2023 · Amount on Record |
| Prior Sale | Jun 28, 2021 · Amount on Record |
| Deed Document Number | 477875 |
| Deed Book / Page | D443 / 543 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 3, 2023 |
| Property Address | 185 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 00D443/543 |
| Book / Page | D443 / 543 |
| Map Reference | CAB 9 SL 244 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 477875 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2065 ISLAND CREEK RD, PIKEVILLE, KY 41501-7232 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 185 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 0000477876 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 477876 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 28, 2021 |
| Property Address | 185 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D425/192 |
| Book / Page | D425 / 192 |
| Map Reference | CAB 9 SL 244 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 438119 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 154 STONEWALL PATH, 154, GEORGETOWN, KY 40324-8661 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 185 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 438120 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 438120 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Scott County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,395.00 (+24.86%) | $381,200 (+27.11%) | $381,200 (+27.11%) |
| 2023 | $2,719.00 (+4.54%) | $299,900 (-) Land $45,000 Building $254,900 | $299,900 (-) Land $45,000 Building $254,900 |
| 2022 | $2,601.00 | $299,900 Land $43,000 Building $256,900 | $299,900 Land $43,000 Building $256,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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