184 Stephen Dr, Georgetown, KY 40324 Property Records

Scott County property record for 184 Stephen Dr, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,050 sqft · built 2007
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$218,500 (Oct 2018)
Tax Bill	$2,600 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`188-20-127.000`

Property Details

APN / Parcel Number

Primary APN	`188-20-127.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,050 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	184 STEPHEN DR
City	GEORGETOWN
State	KY
Zip	40324-8058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT VALLEY
Legal Subdivision	PLEASANT VALLEY
Legal Phase	2
Legal Lot Number	102
Legal Unit	1
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1062
Census Tract	40303

Owner

Source: Scott County records · APN 188-20-127.000

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	184 STEPHEN DR, GEORGETOWN, KY 40324-8058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jan 12, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 28, 2022	Intrafamily Transfer, Transfer
Aug 05, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 17, 2018	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	Jul 03, 2014 · Amount on Record
Deed Document Number	2018393057
Deed Book / Page	401 / 102
Last Transfer Date	Aug 04, 2021
Transfer Doc	00D437/350
Record Updated	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	184 STEPHEN DR, GEORGETOWN, KY 40324-8058
Transaction Type	Mortgage
Record Updated	Sep 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 STEPHEN DR, GEORGETOWN, KY 40324-8058

Mortgage

Document Number	0M1748/560
Date	Aug 02, 2023
Book Page	M1748/560
Instrument	477630

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	May 01, 2050

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	184 STEPHEN DR, GEORGETOWN, KY 40324-8058
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 STEPHEN DR, GEORGETOWN, KY 40324-8058

Mortgage

Document Number	0M1725/177
Date	Jan 12, 2023
Book Page	M1725/177
Instrument	465567

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	May 01, 2050

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	Sep 28, 2022
Property Address	184 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document Number	00D437/350
Book / Page	D437 / 350
Map Reference	SL 244
Instrument Date	Aug 04, 2022
Instrument	459520
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 HAVERFORD PATH APT 1, 104, GEORGETOWN, KY 40324-2595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 STEPHEN DR, GEORGETOWN, KY 40324-8058

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	184 STEPHEN DR, GEORGETOWN, KY 40324-8058
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1529/651
Date	Aug 05, 2020
Book Page	M1529/651
Instrument	419714

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 01, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 17, 2018
Property Address	184 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document Number	D401/102
Book / Page	D401 / 102
Map Reference	CAB9 SL244
Instrument Date	Oct 10, 2018
Instrument	393057
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$218.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 NORTHWOODS CT, 116, GEORGETOWN, KY 40324-8089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 STEPHEN DR, GEORGETOWN, KY 40324-8058

Mortgage

Document Number	393058
Date	Oct 17, 2018
Instrument	393058

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,600.00 (+7.62%)	$292,000 (+9.57%)	$292,000 (+9.57%)
2023	$2,416.00 (+18.08%)	$266,500 (+12.97%) Land $45,000 Building $221,500	$266,500 (+12.97%) Land $45,000 Building $221,500
2022	$2,046.00	$235,900 Land $39,000 Building $196,900	$235,900 Land $39,000 Building $196,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 239 locations within half a mile of this property.

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