Scott County property record for 191 Stephen Dr, Georgetown, KY 40324 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 1,499 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $139,900 (2011) |
| Tax Bill | $2,167.00 (2025) |
| Primary APN | 188-20-148.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,499 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2011 |
|---|---|
| Exterior Material | Combination Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 399 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 191 STEPHEN DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8058 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY |
| Legal Subdivision | PLEASANT VALLEY |
| Legal Phase | 2 |
| Legal Lot Number | 86 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Minor Civil Division | GEORGETOWN |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 40303 |
Source: Scott County records · APN 188-20-148.000
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 19, 2018 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Nov 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Apr 19, 2018 | Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2011 · Amount on Record |
| Deed Sale | Dec 16, 2011 · Amount on Record |
| Prior Sale | Dec 16, 2011 · Amount on Record |
| Deed Doc Number | D341/724 |
| Deed Book / Page | D341 / 724 |
| Last Transfer Date | Apr 19, 2018 |
| Transfer Doc | D396/624 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 191 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 191 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | M1389/035 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | M1389/035 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 191 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAND GROUP TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | M1554/415 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | M1554/415 |
| Instrument | 423859 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 19, 2018 |
| Property Address | 191 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D396/624 |
| Book / Page | D396 / 624 |
| Map Reference | CAB9 SL244 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 125 NPRATER DR, 125, GEORGETOWN, KY 40324 |
| Name | Verified Name |
|---|---|
| Address | 191 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 385502 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 385502 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,167.00 (+7.22%) | $243,300 (+9.15%) | $243,300 (+9.15%) |
| 2023 | $2,021.00 (+18.05%) | $222,900 (+12.92%) Land $45,000 Building $177,900 | $222,900 (+12.92%) Land $45,000 Building $177,900 |
| 2022 | $1,712.00 | $197,400 Land $39,000 Building $158,400 | $197,400 Land $39,000 Building $158,400 |
191 Stephen Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Scott County (21209C), updated November 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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