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188 Martingale Loop, Lynn Haven, FL 32444 Property Records

Bay County property record for 188 Martingale Loop, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,194 sqft · built 2021
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$414,625 (Sep 2021)
Tax Bill$4,095 (2025)
Deeds & MortgagesMay 2022 Mortgage
Sep 2021 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN11281-250-430

Property Details

APN / Parcel Number

Primary APN11281-250-430

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,194 sqft Heated Area
Gross Area2,952 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions120 ft deep x 80 ft wide
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address188 MARTINGALE LOOP
CityLYNN HAVEN
StateFL
Zip32444-3193
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC15
Legal DescriptionPLANTATION AT COLLEGE POINT LOT 43 ORB 4467 P 1136
Legal Range14W
Legal Township03S
Legal Section11
Legal SubdivisionPLANTATION AT COLLEGE POINT
Legal Lot Number43
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group2
Census Block2033
Census Tract1402

Owner

Source: Bay County records · APN 11281-250-430

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address188 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
MISSION LOANS LLC
Sep 30, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
May 12, 2020Loan Modification, Mortgage
TRUSTMARK NAT'L BK
Jan 14, 2020Loan Modification, Mortgage
NOT AVAILABLE
Dec 28, 2018Loan Modification, Mortgage
TRUSTMARK NAT'L BK
Sep 24, 2018Loan Modification, Mortgage
TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2021 · Amount on Record
Deed SaleSep 30, 2021 · Amount on Record
Deed Document Number2021075117
Deed Book / Page4467 / 1136
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address188 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Transaction TypeMortgage
Record UpdatedJan 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193

Mortgage

Document Number0045691337
DateMay 27, 2022
Book Page4569/1337
Instrument2022040516
Lender
NameMISSION LOANS LLC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

September 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateSep 30, 2021
Property Address188 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number0044671136
Book / Page4467 / 1136
Map ReferenceMB 25 PG 28-31
Instrument DateSep 28, 2021
Instrument2021075117
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 15, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,902.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193

Mortgage

Document Number0044671137
DateSep 30, 2021
Instrument4467/1137
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address188 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number0042571104
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number0042571104
DateJun 01, 2020
Book Page004257/001104
Instrument35267
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressPANAMA CITY, FL 32401
Agreement
Term12 Months
DueMay 31, 2021

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address188 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number0042151314
Instrument DateJan 14, 2020
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address188 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number0040821427
Instrument DateDec 28, 2018
Transaction TypeMortgage
Record UpdatedFeb 14, 2019

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number0040821427
DateJan 24, 2019
Book Page004082/001427
Instrument9486
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressPANAMA CITY, FL 32401
Agreement
Term12 Months
DueJan 23, 2020

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address188 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number0040561526
Instrument DateSep 24, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number0040561526
DateOct 30, 2018
Book Page004056/001526
Instrument61522
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressPANAMA CITY, FL 32401
Agreement
Term12 Months
DueOct 29, 2019

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,095.00 (+1.21%) Homeowner's exemption$370,595 (+3.24%) Land $70,600 Building $299,995$370,595 (-2.04%) Land $70,600 Building $299,995
2023$4,046.00 (+11.64%) Homeowner's exemption$358,964 (+3%)$378,318 (+8.55%) Land $60,400 Building $317,918
2022$3,624.00 Homeowner's exemption$348,509 Land $55,000 Building $293,509$348,509 Land $55,000 Building $293,509

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 242 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 in force
Nearby Flood Claims107 (1985–2023)
Claims Outside the SFHA53 of 107
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Tropical Storm Fred, Aug 2021 · 10 claims
  • Hurricane Michael, Oct 2018 · 47 claims
  • Hurricane Opal, Oct 1995 · 14 claims

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Mediacom Communications
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 361 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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