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196 Martingale Loop, Lynn Haven, FL 32444 Property Records

Bay County property record for 196 Martingale Loop, Lynn Haven, FL 32444 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,692 sqft · built 2021
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$495,000 (Aug 2025)
Tax Bill$4,443 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
May 2020 Loan Modification
+ 3 more
Flood ZoneZone X (minimal risk)
APN11281-250-410

Property Details

APN / Parcel Number

Primary APN11281-250-410

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,692 sqft Heated Area
Gross Area3,512 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions120 ft deep x 80 ft wide
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address196 MARTINGALE LOOP
CityLYNN HAVEN
StateFL
Zip32444-3193
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLANTATION AT COLLEGE POINT LOT 41 ORB 4946 P 983
Legal Range14W
Legal Township03S
Legal Section11
Legal SubdivisionPLANTATION AT COLLEGE POINT
Legal Lot Number41
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group2
Census Block2033
Census Tract1402

Owner

Source: Bay County records · APN 11281-250-410

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address18637 CALYPSO PL, GAITHERSBURG, MD 20879-1551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST HORIZON BANK
May 12, 2020Loan Modification, Mortgage
TRUSTMARK NAT'L BK
Jan 14, 2020Loan Modification, Mortgage
NOT AVAILABLE
Dec 28, 2018Loan Modification, Mortgage
TRUSTMARK NAT'L BK
Sep 24, 2018Loan Modification, Mortgage
TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2025 · Amount on Record
Deed SaleAug 26, 2025 · Amount on Record
Prior SaleOct 14, 2021 · Amount on Record
Deed Document Number2025048943
Deed Book / Page4946 / 983
Record UpdatedJun 08, 2026

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateOct 14, 2021
Property Address196 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number0044730016
Book / Page4473 / 16
Map ReferenceMB 25 PG 28-31
Instrument DateSep 30, 2021
Instrument2021078692
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 15, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,108.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193

Mortgage

Document Number0000447320
DateOct 14, 2021
Instrument4473/20
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address196 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number0042571104
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number0042571104
DateJun 01, 2020
Book Page004257/001104
Instrument35267
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressPANAMA CITY, FL 32401
Agreement
Term12 Months
DueMay 31, 2021

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address196 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number0042151314
Instrument DateJan 14, 2020
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address196 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number0040821427
Instrument DateDec 28, 2018
Transaction TypeMortgage
Record UpdatedFeb 14, 2019

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number0040821427
DateJan 24, 2019
Book Page004082/001427
Instrument9486
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressPANAMA CITY, FL 32401
Agreement
Term12 Months
DueJan 23, 2020

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBAY FL
Property Address196 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number0040561526
Instrument DateSep 24, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number0040561526
DateOct 30, 2018
Book Page004056/001526
Instrument61522
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressPANAMA CITY, FL 32401
Agreement
Term12 Months
DueOct 29, 2019

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,443.00 (-0.49%) Homeowner's exemption Widower's exemption$403,740 (+2.87%) Land $70,600 Building $333,140$403,740 (-2.36%) Land $70,600 Building $333,140
2023$4,465.00 (+11.65%) Homeowner's exemption$392,479 (+3%)$413,491 (+8.51%) Land $60,400 Building $353,091
2022$3,999.00 Homeowner's exemption$381,048 Land $55,000 Building $326,048$381,048 Land $55,000 Building $326,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 242 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 in force
Nearby Flood Claims107 (1985–2023)
Claims Outside the SFHA53 of 107
Most Recent ClaimJul 2023, rainfall accumulation
Claims By Storm
  • Tropical Storm Fred, Aug 2021 · 10 claims
  • Hurricane Michael, Oct 2018 · 47 claims
  • Hurricane Opal, Oct 1995 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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