184 Martingale Loop, Lynn Haven, FL 32444 Property Records

Bay County property record for 184 Martingale Loop, Lynn Haven, FL 32444 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,997 sqft · built 2021
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$479,900 (Nov 2021)
Tax Bill	$4,887 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11281-250-440`

Property Details

APN / Parcel Number

Primary APN	`11281-250-440`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,997 sqft Living Area
Gross Area	3,421 sqft
1st Floor Area	2,997 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	424 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	184 MARTINGALE LOOP
City	LYNN HAVEN
State	FL
Zip	32444-3193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION AT COLLEGE POINT LOT 44 ORB 4492 P 676
Legal Range	14W
Legal Township	03S
Legal Section	11
Legal Subdivision	PLANTATION AT COLLEGE POINT
Legal Lot Number	44
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2033
Census Tract	1402

Owner

Source: Bay County records · APN 11281-250-440

Assessment roll updated January 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	184 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Quit Claim Deed, Transfer · Conventional Mortgage BANK NATIONAL ASSOCIATION
Nov 30, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
May 12, 2020	Loan Modification, Mortgage TRUSTMARK NAT'L BK
Dec 28, 2018	Loan Modification, Mortgage TRUSTMARK NAT'L BK
Sep 24, 2018	Loan Modification, Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Apr 16, 2002 · Amount on Record
Deed Document Number	202190726
Deed Book / Page	4492 / 676
Last Transfer Date	Jun 18, 2026
Transfer Doc	0000038117
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jun 24, 2026
Property Address	184 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number	0000038117
Book / Page	5048 / 1467
Instrument Date	Jun 18, 2026
Instrument	202638117
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193

Mortgage

Document Number	0000038118,
Date	Jun 24, 2026
Instrument	202638118

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 30, 2021
Property Address	184 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number	0044920676
Book / Page	4492 / 676
Map Reference	MB 25 PG 28-31
Instrument Date	Nov 24, 2021
Instrument	2021090726
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,359.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193

Mortgage

Document Number	0004492677
Date	Nov 30, 2021
Instrument	4492/677

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	184 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number	0042571104
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number	0042571104
Date	Jun 01, 2020
Book Page	004257/001104
Instrument	35267

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	PANAMA CITY, FL 32401

Agreement

Term	12 Months
Due	May 31, 2021

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	184 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number	0040821427
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number	0040821427
Date	Jan 24, 2019
Book Page	004082/001427
Instrument	9486

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	PANAMA CITY, FL 32401

Agreement

Term	12 Months
Due	Jan 23, 2020

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	184 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3193
Document Number	0040561526
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235

Mortgage

Document Number	0040561526
Date	Oct 30, 2018
Book Page	004056/001526
Instrument	61522

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	PANAMA CITY, FL 32401

Agreement

Term	12 Months
Due	Oct 29, 2019

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,887.00 (+1.03%) Homeowner's exemption	$431,350 (+2.18%) Land $70,600 Building $360,750	$431,350 (-3.02%) Land $70,600 Building $360,750
2023	$4,837.00 (+11.66%) Homeowner's exemption	$422,135 (+3%)	$444,774 (+8.52%) Land $60,400 Building $384,374
2022	$4,332.00 Homeowner's exemption	$409,840 Land $55,000 Building $354,840	$409,840 Land $55,000 Building $354,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 242 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023, rainfall accumulation
Claims By Storm	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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