Bay County property record for 173 Martingale Loop, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,288 sqft · built 2017 |
| Lot Size | 0.267 acres (11,674 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Mar 2026) |
| Tax Bill | $3,554 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Dec 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11281-250-210 |
| Primary APN | 11281-250-210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,288 sqft Heated Area |
| Gross Area | 3,422 sqft |
| 1st Floor Area | 2,288 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 11,674 sqft (0.267 acres) |
| Lot Dimensions | 159 ft deep x 52 ft wide |
| Garage Area | 720 sqft |
| Porch | Porch |
| Porch Area | 414 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 173 MARTINGALE LOOP |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | PLANTATION AT COLLEGE POINT LOT 21 ORB 3876 P 1196 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 11 |
| Legal Subdivision | PLANTATION AT COLLEGE POINT |
| Legal Lot Number | 21 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1402 |
Source: Bay County records · APN 11281-250-210
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3637 ORMOND AVE, PANAMA CITY, FL 32405-6709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 28, 2018 | Loan Modification, Mortgage TRUSTMARK NAT'L BK |
| Oct 11, 2017 | Loan Modification, Mortgage FIRST FL BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2026 · Amount on Record |
| Deed Sale | Mar 02, 2026 · Amount on Record |
| Prior Sale | Feb 22, 2017 · Amount on Record |
| Deed Document Number | 2026012352 |
| Deed Book / Page | 5007 / 1203 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 02, 2026 |
| Property Address | 173 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0050071203 |
| Book / Page | 5007 / 1203 |
| Map Reference | MB 25 PG 28-31 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026012352 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1500 BISHOP ESTATES ROAD # RD10B, RD10B, ST JOHNS, FL 32259-4248 |
| Name | Verified Name |
|---|---|
| Address | 3637 ORMOND AVE, PANAMA CITY, FL 32405-6709 |
| Document Number | 0050071205 |
|---|---|
| Date | Mar 02, 2026 |
| Instrument | 5007/1205 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 173 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0040821427 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4116 N HIGHWAY 231 PANAMA CITY FL 324049235, PANAMA CITY, FL 32404-9235 |
| Document Number | 0040821427 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 004082/001427 |
| Instrument | 9486 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32401 |
| Term | 12 Months |
|---|---|
| Due | Jan 23, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 173 MARTINGALE LOOP, LYNN HAVEN, FL 32444-3192 |
| Document Number | 0039480979 |
| Book / Page | 003948 / 000979 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 173 MARTINGALE LOOP LYNN HAVEN FL 32444, LYNN HAVEN, FL 32444 |
| Document Number | 0039480979 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 003948/000979 |
| Instrument | 61278 |
| Name | FIRST FL BK |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501-2026 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 22, 2047 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,554.00 (+6.41%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $331,861 (+7.88%) | $370,058 (-1.44%) Land $70,600 Building $299,458 |
| 2023 | $3,340.00 (+11.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $307,631 (+3%) | $375,471 (+7.82%) Land $60,400 Building $315,071 |
| 2022 | $2,991.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $298,671 | $348,231 Land $55,000 Building $293,231 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 361 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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