186 Johnstone Trl, Georgetown, KY 40324 Property Records

Scott County property record for 186 Johnstone Trl, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,086 sqft · built 2014
Lot Size	0.207 acres (9,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,000 (Jul 2020)
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`189-40-200.000`

Property Details

APN / Parcel Number

Primary APN	`189-40-200.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
1st Floor Area	892 sqft
Basement Area	2,518 sqft
Finished Basement	2,518 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	9,004 sqft (0.207 acres)
Garage Type	Mixed
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	186 JOHNSTONE TRL
City	GEORGETOWN
State	KY
Zip	40324-8794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKY CREEK FARM
Legal Subdivision	ROCKY CREEK FARM
Legal Lot Number	267
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2002
Census Tract	40302

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Jul 23, 2020	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 3, 2017	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Jul 3, 2017 · Amount on Record
Deed Document Number	2020419142
Deed Book / Page	416 / 55
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	186 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1345/394
Date	Jul 3, 2017
Book Page	M1345/394
Instrument	371029

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 23, 2020
Property Address	186 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Document Number	D416/55
Book / Page	D416 / 55
Map Reference	CAB 11 SL 160
Instrument Date	Jul 22, 2020
Instrument	419142
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1024 GREENDALE RD # 13, 1024, LEXINGTON, KY 40511-8316

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	186 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794

Mortgage

Document Number	419143
Date	Jul 23, 2020
Instrument	419143

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 3, 2017
Property Address	186 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
Document Number	D388/544
Book / Page	D388 / 544
Map Reference	CAB11 PG160
Instrument Date	Jun 30, 2017
Instrument	371028
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7005 INGLENOOK DR, 7005, SMYRNA, TN 37167-9395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,600 (-)	$348,600 (-)
2025	$3,104.00 (+4.06%)	$348,600 (+5.96%)	$348,600 (+5.96%)
2023	$2,983.00 (+4.52%)	$329,000 (-) Land $48,000 Building $281,000	$329,000 (-) Land $48,000 Building $281,000
2022	$2,854.00	$329,000 Land $40,000 Building $289,000	$329,000 Land $40,000 Building $289,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

186 Johnstone Trl, Georgetown, KY 40324 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Johnstone Trl

Nearby Streets

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