Comal County property record for 188 Gladiola St, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,338 sqft · built 2021 |
| Lot Size | 5.16 acres (225,205 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,800 (May 2019) |
| Tax Bill | $1,001 (2018) |
| Deeds & Mortgages | Oct 2026 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-0150-0451-00 |
| Primary APN | 36-0150-0451-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,338 sqft Living Area |
| Gross Area | 4,629 sqft |
| 1st Floor Area | 3,338 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Steel |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 225,205 sqft |
| Garage Type | Attached |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Covered Porch |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 188 GLADIOLA ST |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-5259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MYSTIC SHORES 4, LOT 451 |
| Legal Subdivision | MYSTIC SHORES 4 |
| Legal Block | 1 |
| Legal Lot Number | 451 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 310603 |
Source: Comal County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 188 GLADIOLA ST, SPRING BRANCH, TX 78070-5259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| May 13, 2019 | Warranty Deed, Transfer MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on Record |
| Deed Sale | May 13, 2019 · Amount on Record |
| Prior Sale | Jul 13, 2015 · Amount on Record |
| Deed Document Number | 201916294 |
| Prior Transfer Date | May 7, 2019 |
| Prior Transfer Doc | 0000016294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Oct 7, 2026 |
| Property Address | 188 GLADIOLA ST, SPRING BRANCH, TX 78070-5259 |
| Document Number | 0000030365 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 202630365 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 188 GLADIOLA ST, SPRING BRANCH, TX 78070-5259 |
| Document Number | 0000030365, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 202630365 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 188 GLADIOLA ST, SPRING BRANCH, TX 78070-5259 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | PRESIDIO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006045658 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 202006045658 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | May 13, 2019 |
| Property Address | 188 GLADIOLA ST, SPRING BRANCH, TX 78070-5259 |
| Document Number | 0006016294 |
| Instrument Date | May 10, 2019 |
| Instrument | 6016294 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 12323 CAPESWOOD ST SAN ANTONIO TX 782492424, SAN ANTONIO, TX 78249-2424 |
| Document Number | 6016295 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 6016295 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 1700 N CONGRESS AVE, AUSTIN, TX 78701 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 12, 2049 |
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $970,230 (+3.5%) Land $172,730 Building $797,500 | $970,230 (+3.5%) Land $172,730 Building $797,500 | |
| 2025 | $937,440 (-6.6%) Land $188,080 Building $749,360 | $937,440 (-6.6%) Land $188,080 Building $749,360 | |
| 2023 | $1,003,630 Land $201,520 Building $802,110 | $1,003,630 Land $201,520 Building $802,110 | |
| 2018 | $1,001.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 45% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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