188 Crossing View Dr, Berea, KY 40403 Property Records

Madison County property record for 188 Crossing View Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$254,600 (Jul 2023)
Tax Bill	$2,400 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0085-017A-0035`

Property Details

APN / Parcel Number

Primary APN	`0085-017A-0035`
Alternative APNs	`140356` `78063` `70446`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	70446
Street Address	188 CROSSING VIEW DR
City	BEREA
State	KY
Zip	40403-8495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS LOT 35
Legal Subdivision	THE CROSSINGS
Legal Lot Number	35
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2000
Census Tract	11101

Owner

188 Crossing View Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Madison County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	188 CROSSING VIEW DR, BEREA, KY 40403-8495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	Aug 10, 2009 · Amount on File
Deed Document Number	202314155683
Deed Book / Page	840 / 640
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 11, 2023
Property Address	188 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	00D840/640
Book / Page	D840 / 640
Map Reference	CAB 24 SL 7
Instrument Date	Jul 6, 2023
Instrument	2014155683
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 SOUTH KILLAMEY LANE #1313, 1313, RICHMOND, KY 40475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 CROSSING VIEW DR, BEREA, KY 40403-8495

Mortgage

Document Number	2014155685
Date	Jul 11, 2023
Instrument	2014155685

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	00M2246/29
Date	Jul 11, 2023
Book Page	M2246/29
Instrument	2014155687

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 188 Crossing View Dr was $2,400.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,400.00	$254,600	$254,600
2023	$1,474.00 (-0.27%)	$152,000 (-)	$152,000 (-)
2022	$1,478.00	$152,000	$152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Crossing View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Crossing View Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Also Mapped Here	MADISON CO UTILITIES DISTRICT
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on Crossing View Dr

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