172 Crossing View Dr, Berea, KY 40403 Property Records

Madison County property record for 172 Crossing View Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,833,350 (Aug 2022)
Tax Bill	$1,777 (2025)
Deeds & Mortgages	Aug 2018 Construction Loan Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0085-017A-0039`

Property Details

APN / Parcel Number

Primary APN	`0085-017A-0039`
Alternative APNs	`124666` `87589` `54242`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	54242
Street Address	172 CROSSING VIEW DR
City	BEREA
State	KY
Zip	40403-8495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS LOT 39
Legal Subdivision	THE CROSSINGS
Legal Lot Number	39
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2000
Census Tract	11101

Owner

172 Crossing View Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Madison County records, as of December 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	172 CROSSING VIEW DR, BEREA, KY 40403-8495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · Construction Mortgage CITIZENS GUARANTY BANK
Aug 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK
Oct 12, 2018	Warranty Deed, Transfer
Jul 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on File
Deed Sale	Aug 25, 2022 · Amount on File
Prior Sale	Aug 12, 2021
Deed Document Number	202214108752
Deed Book / Page	100 / 668
Prior Transfer Date	Aug 24, 2022
Prior Transfer Doc	0014108752
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	172 CROSSING VIEW DR, BEREA, KY 40403-8495
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	M01818/619
Date	Aug 10, 2018
Book Page	M01818/619
Instrument	2013980074

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	RICHMOND, KY 40476

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 9, 2019

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	172 CROSSING VIEW DR, BEREA, KY 40403-8495
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	M01818/628
Date	Aug 10, 2018
Book Page	M01818/628
Instrument	2013980075

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	RICHMOND, KY 40476

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 9, 2019

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Oct 12, 2018
Property Address	172 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	D00765/569
Book / Page	D00765 / 569
Map Reference	CAB24 SL7
Instrument Date	Oct 10, 2018
Instrument	2013983194
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 TWIN LAKES DR, RICHMOND, KY 40475-8051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 XING VIEW DR, RICHMOND, KY 40475

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 6, 2018
Property Address	172 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	D00761/489
Book / Page	D00761 / 489
Map Reference	CAB24 SL7
Instrument Date	Jul 5, 2018
Instrument	2013978292
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 DREYFUS RD, BEREA, KY 40403-9692

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 TWIN LAKES DR, RICHMOND, KY 40475-8051
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 172 Crossing View Dr was $1,777.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,777.00	$188,500	$188,500
2023	$1,794.00	$185,000	$185,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 172 Crossing View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 Crossing View Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Also Mapped Here	MADISON CO UTILITIES DISTRICT
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	50 / 3
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: Metronet, Spectrum.

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