181 Crossing View Dr, Berea, KY 40403 Property Records

Madison County property record for 181 Crossing View Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Oct 2026)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0085-017A-0029`

Property Details

APN / Parcel Number

Primary APN	`0085-017A-0029`
Alternative APNs	`117136` `79655` `62675`

Exterior

Lot Area	44,867 sqft (1.03 acres)

Location & Zoning

Account Number	62675
Street Address	181 CROSSING VIEW DR
City	BEREA
State	KY
Zip	40403-8495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS LOT 29
Legal Subdivision	THE CROSSINGS
Legal Lot Number	29
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2000
Census Tract	11101

Owner

181 Crossing View Dr is owned and occupied by an individual who bought it in October 2026.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	181 CROSSING VIEW DR, BEREA, KY 40403-8495
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed, Transfer · VA Mortgage BARRETT FINANCIAL GROUP LLC
Feb 9, 2024	Deed, Transfer
Nov 17, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2026 · Amount on File
Deed Sale	Oct 7, 2026 · Amount on File
Prior Sale	Jul 16, 2024 · Amount on File
Deed Document Number	202614381558
Deed Book / Page	889 / 269
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 7, 2026
Property Address	181 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	0014381558
Book / Page	889 / 269
Instrument Date	Oct 2, 2026
Instrument	202614381558
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	TITLE AGENCY, BESTITLE TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,380.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 CROSSING VIEW DR, BEREA, KY 40403-8495

Mortgage

Document Number	0014381558,
Date	Oct 7, 2026
Book Page	2507/248
Instrument	202614381558

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 9, 2024
Property Address	181 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	00D848/586
Book / Page	D848 / 586
Map Reference	CAB 24 SL 7
Instrument Date	Feb 8, 2024
Instrument	2014190053
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Amount	Amount on Record
Tax	$42.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2732 LANCASTER RD, RICHMOND, KY 40475-9679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 FOUR MILE RD, RICHMOND, KY 40475-9261

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 17, 2022
Property Address	181 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	00D831/705
Book / Page	D831 / 705
Map Reference	CAB 27 SL 7
Instrument Date	Nov 17, 2022
Instrument	2014120481
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 OGG LN, BEREA, KY 40403-8643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 HAGAN MILL RD, RICHMOND, KY 40475-9619

Tax Assessment & Valuation

The 2025 property tax bill for 181 Crossing View Dr was $3,299.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,299.00	$349,900	$349,900
2023	$368.00	$38,000	$38,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 181 Crossing View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 181 Crossing View Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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