176 Crossing View Dr, Berea, KY 40403 Property Records

Madison County property record for 176 Crossing View Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Sep 2025)
Tax Bill	$2,681 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0085-017A-0038`

Property Details

APN / Parcel Number

Primary APN	`0085-017A-0038`
Alternative APNs	`148063` `110661` `73840` `39873`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	39873
Street Address	176 CROSSING VIEW DR
City	BEREA
State	KY
Zip	40403-8495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS LOT 38
Legal Subdivision	THE CROSSINGS
Legal Lot Number	38
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2000
Census Tract	11101

Owner

176 Crossing View Dr is owned by two individuals who bought it in September 2025.

Source: Madison County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7404 KING WILLIAM CT, LOUISVILLE, KY 40214-5409
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Sep 29, 2025	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 14, 2020	Deed, Transfer · Conventional Mortgage KENTUCKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	202514288387
Deed Book / Page	873 / 643
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	May 6, 2026
Property Address	176 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	0014345661
Book / Page	2465 / 347
Instrument Date	Apr 27, 2026
Instrument	202614345661
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 CROSSING VIEW DR, BEREA, KY 40403-8495
Investor	Possibly a Property Investor

Mortgage

Document Number	0014345661,
Date	May 6, 2026
Book Page	2465/347
Instrument	202614345661

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 29, 2025
Property Address	176 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	00D873/643
Book / Page	D873 / 643
Map Reference	CAB 24 SL 7
Instrument Date	Sep 26, 2025
Instrument	2014288387
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 OHIO ST, GRAND RIVERS, KY 42045

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	176 CROSSING VIEW DR, BEREA, KY 40403-8495

Mortgage

Document Number	2014288391
Date	Sep 29, 2025
Instrument	2014288391

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 14, 2020
Property Address	176 CROSSING VIEW DR, BEREA, KY 40403-8495
Document Number	D00794/147
Book / Page	D00794 / 147
Map Reference	CAB 24 SL 7
Instrument Date	Aug 27, 2020
Instrument	2014020214
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 CROSSING VIEW DR, BEREA, KY 40403-8495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 ASHLEY CT, BEREA, KY 40403-1286

Mortgage

Document Number	2014020215
Date	Sep 14, 2020
Instrument	2014020215

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 176 Crossing View Dr was $2,681, down 1.6% from the year before.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,681.00 (-1.58%)	$284,400 (-)	$284,400 (-)
2024	$2,724.00 (-1.23%)	$284,400 (-)	$284,400 (-)
2023	$2,758.00	$284,400	$284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Crossing View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Crossing View Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Also Mapped Here	MADISON CO UTILITIES DISTRICT
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	50 / 3
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: Metronet, Spectrum.

Nearby Properties on Crossing View Dr

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