Madison County property record for 165 Bratcher Ln, Berea, KY 40403 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 26,785 sqft (0.614 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2022) |
| Tax Bill | $4,170.00 (2025) |
| Primary APN | B011-0011-0001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Stories |
|---|
| Exterior Material | Brick Veneer Exterior |
|---|---|
| Lot Area | 26,785 sqft (0.614 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Account Number | 49729 |
|---|---|
| Street Address | 165 BRATCHER LN |
| City | BEREA |
| State | KY |
| Zip | 40403-1864 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNCREST MEADOWS LOT 1 |
| Legal Subdivision | SUNCREST |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | BEREA |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 11304 |
Source: Madison County records · APN B011-0011-0001
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 BRATCHER LN, BEREA, KY 40403-1864 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP |
| Jan 24, 2022 | Special Warranty Deed, Transfer |
| Oct 29, 2021 | Special Warranty Deed, Foreclosure |
| Sep 09, 2021 | Commissioner's Deed, Foreclosure |
| Apr 23, 2018 | Deed, Transfer · Veterans Administration Mortgage PRIME MORTGAGE LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | Oct 29, 2021 · Amount on Record |
| Deed Doc Number | 202214073764 |
| Deed Book / Page | 817 / 508 |
| Prior Transfer Date | Nov 23, 2005 |
| Prior Transfer Doc | 0D0599/478 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 30, 2022 |
| Property Address | 165 BRATCHER LN, BEREA, KY 40403-1864 |
| Document Number | 00D825/414 |
| Book / Page | D825 / 414 |
| Map Reference | MB 7 PG 180 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2014098993 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1960 GUYNN RD, 1960, PAINT LICK, KY 40461-8404 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 2217 MOGUL AVE, SANTA MARIA, CA 93458-1425 |
| Document Number | 2014098996 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2014098996 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 24, 2022 |
| Property Address | 165 BRATCHER LN, BEREA, KY 40403-1864 |
| Document Number | 00D817/508 |
| Book / Page | D817 / 508 |
| Map Reference | MB 7 PG 108 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2014073764 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 1960 GUYNN RD, PAINT LICK, KY 40461-8404 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 29, 2021 |
| Property Address | 165 BRATCHER LN, BEREA, KY 40403-1864 |
| Document Number | 00D813/439 |
| Book / Page | D813 / 439 |
| Map Reference | MB 7 PG 180 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2014061256 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 BRATCHER LN, BEREA, KY 40403-1864 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 09, 2021 |
| Property Address | 165 BRATCHER LN, BEREA, KY 40403-1864 |
| Document Number | 00D811/134 |
| Book / Page | D811 / 134 |
| Map Reference | MB 7 PG 180 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2014052092 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 23, 2018 |
| Property Address | 165 BRATCHER LN, BEREA, KY 40403-1864 |
| Document Number | D00758/347 |
| Book / Page | D00758 / 347 |
| Map Reference | MB7 PG180 |
| Instrument Date | Apr 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 BLYTHE CT, 116, BEREA, KY 40403-9773 |
| Name | Verified Name |
|---|---|
| Address | 165 BRATCHER LN, BEREA, KY 40403-1864 |
| Document Number | 2013974681 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 2013974681 |
| Name | PRIME MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,170.00 (-8.87%) | $349,899 (-) | $349,899 (-) |
| 2023 | $4,576.00 | $349,899 | $349,899 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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