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1878 Royal Oak Pl E, Dunedin, FL 34698 Property Records

Pinellas County property record for 1878 Royal Oak Pl E, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 5,548 sqft · built 2001
Lot Size0.953 acres (41,530 sqft)
Owner2 Individual Names on Record
Last Sale$1,800,000 (Feb 2023)
Tax Bill$19,630 (2025)
Deeds & MortgagesFeb 2023 Sale
Mar 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-741-8967-1

Property Details

APN / Parcel Number

Primary APNC62-000-741-8967-1
Alternative APNs
  • 13-28-15-84582-001-0270
  • 281513845820010270
  • 152813845820010270
  • R139827

Interior

Bedrooms6 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area5,548 sqft Living Area
Gross Area8,186 sqft
1st Floor Area4,249 sqft
Upper Floors Area1,299 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area41,530 sqft (0.953 acres)
Lot Dimensions230 ft deep x 182 ft wide
Garage TypeAttached
Garage Area1,143 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area1,187 sqft
Deck Area550 sqft
Patio Area350 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR139827
Street Address1878 ROYAL OAK PL E
CityDUNEDIN
StateFL
Zip34698-2429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPANISH TRAILS BLK A, LOT 27
Legal Range15E
Legal Township28S
Legal Section13
Legal SubdivisionSPANISH TRAILS
Legal Tract84582
Legal BlockA
Legal Lot Number27
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2000
Census Tract26908

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1878 ROYAL OAK PL E, DUNEDIN, FL 34698-2429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2023Warranty Deed, Transfer
ELEVATED TITLE SVCS LLC, ELEVATED TITLE SERVICES LLC
Mar 24, 2022Warranty Deed, Transfer · Conventional Mortgage
CITADEL SERVICING CORPORATION
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jun 28, 2017Warranty Deed, Transfer · Conventional Mortgage
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2023 · Amount on Record
Deed SaleFeb 28, 2023 · Amount on Record
Prior SaleMar 24, 2022 · Amount on Record
Deed Document Number202352242
Deed Book / Page22358 / 1732
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 28, 2023
Property Address1878 ROYAL OAK PL E, DUNEDIN, FL 34698-2429
Document Number0223581732
Book / Page22358 / 1732
Map ReferenceMB 60 PG 73-76
Instrument DateFeb 28, 2023
Instrument2023052242
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyELEVATED TITLE SVCS LLC, ELEVATED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$12,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address880 1ST AVE N # NTH03, NTH03, ST PETERSBURG, FL 33701-3695

Transferred To (Grantee/Buyer)

NameVerified Name
Address1878 ROYAL OAK PL E, DUNEDIN, FL 34698-2429

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 24, 2022
Property Address1878 ROYAL OAK PL E, DUNEDIN, FL 34698-2429
Document Number0219900273
Book / Page21990 / 273
Map ReferenceMB 60 PG 73-76
Instrument DateMar 11, 2022
Instrument2022093418
Transaction TypeTransfer
Record UpdatedApr 15, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12298 BONE HOLLOW RD, 12298, KAMAS, UT 84036-9340

Transferred To (Grantee/Buyer)

NameVerified Name
Address1878 ROYAL OAK PL E, DUNEDIN, FL 34698-2429

Mortgage

Document Number0021990275
DateMar 24, 2022
Instrument21990/275
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1878 ROYAL OAK PL E, DUNEDIN, FL 34698-2429
Transaction TypeMortgage
Record UpdatedMay 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1878 ROTAL OAK PL, DUNEDIN, FL 34698-2429

Mortgage

Document Number0215180388
DateMay 4, 2021
Book Page21518/388
Instrument2021146739
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 28, 2017
Property Address1878 ROYAL OAK PL E, DUNEDIN, FL 34698-2429
Document Number0196832147
Book / Page019683 / 002147
Instrument DateJun 26, 2017
Instrument200772
Transaction TypeTransfer
Record UpdatedJul 26, 2017
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,735.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1878 ROYAL OAK PL E DUNEDIN FL 346982429, DUNEDIN, FL 34698-2429

Mortgage

Document Number196832148
DateJun 28, 2017
Book Page019683/002148
Instrument200773
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 27, 2032

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,630.00 (-16.28%) Homeowner's exemption$1,156,772 (-16.45%)$1,664,972 (+20.26%) Land $351,022 Building $1,313,950
2023$23,448.00 (+6.54%) Homeowner's exemption Veteran's exemption$1,384,456 (+55,860.23%)$1,384,456 Land $317,055 Building $1,067,401
2022$22,009.00 Homeowner's exemption$2,474

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims6 (2011–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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