Pinellas County property record for 1848 Royal Oak Pl E, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,306 sqft · built 1968 |
| Lot Size | 0.938 acres (40,846 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $635,000 (Jan 2018) |
| Tax Bill | $8,512 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-8970-5 |
| Primary APN | C62-000-741-8970-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,890 sqft Living Area |
| Gross Area | 6,160 sqft |
| 1st Floor Area | 2,890 sqft |
| Flooring | Carpet |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 40,846 sqft (0.938 acres) |
| Lot Dimensions | 280 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 800 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 650 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R139829 |
|---|---|
| Street Address | 1848 ROYAL OAK PL E |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-2429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPANISH TRAILS BLK 1, LOT 30 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 13 |
| Legal Subdivision | SPANISH TRAILS |
| Legal Tract | 84582 |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 26908 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1848 ROYAL OAK PL E, DUNEDIN, FL 34698-2429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Apr 27, 2018 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| Jan 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2018 · Amount on Record |
| Deed Sale | Jan 26, 2018 · Amount on Record |
| Prior Sale | Dec 14, 2015 · Amount on Record |
| Deed Document Number | 201825786 |
| Deed Book / Page | 19920 / 1896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1848 ROYAL OAK PL E, DUNEDIN, FL 34698-2429 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1848 ROYAL OAK PL E, DUNEDIN, FL 34698-2429 |
| Document Number | 0227500417 |
|---|---|
| Date | Mar 29, 2024 |
| Book Page | 22750/417 |
| Instrument | 2024079834 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1848 ROYAL OAK PL E, DUNEDIN, FL 34698-2429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210880907 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 21088/907 |
| Instrument | 2020216728 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1848 ROYAL OAK PL E, DUNEDIN, FL 34698-2429 |
| Document Number | 0200511339 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1848 ROYAL OAK PL E DUNEDIN FL 346982429, DUNEDIN, FL 34698-2429 |
| Document Number | 0200511339 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 020051/001339 |
| Instrument | 153431 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | OLDSMAR, FL 34677 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 26, 2018 |
| Property Address | 1848 ROYAL OAK PL E, DUNEDIN, FL 34698-2429 |
| Document Number | 0199201896 |
| Book / Page | 19920 / 1896 |
| Map Reference | MB60 PG73 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 2018025786 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ABI ROAD LAND AND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,445.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 309, CAPE CANAVERAL, FL 32920-0309 |
| Name | Verified Name |
|---|---|
| Address | 1848 ROYAL OAK PL E, DUNEDIN, FL 34698-2429 |
| Document Number | 2018025787 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 2018025787 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,512.00 (+6.99%) Homeowner's exemption | $525,167 (+5.99%) | $1,063,341 (+13.6%) Land $355,312 Building $708,029 |
| 2023 | $7,956.00 (+2.62%) Homeowner's exemption | $495,501 (+3%) | $936,013 (+19.22%) Land $328,111 Building $607,902 |
| 2022 | $7,753.00 Homeowner's exemption | $481,069 | $785,083 Land $333,050 Building $452,033 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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