1858 Royal Oak Pl E, Dunedin, FL 34698 Property Records

Pinellas County property record for 1858 Royal Oak Pl E, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,941 sqft · built 2018
Lot Size0.816 acres (35,523 sqft)
Owner2 Individual Names on Record
Last Sale$100 (Jan 2016)
Tax Bill$9,154 (2025)
Deeds & MortgagesDec 2019 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-741-8969-7

Property Details

APN / Parcel Number

Primary APNC62-000-741-8969-7
Alternative APNs
  • 13-28-15-84582-001-0290
  • 281513845820010290
  • 152813845820010290
  • R139828

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,941 sqft Living Area
Gross Area5,151 sqft
1st Floor Area2,941 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area35,523 sqft (0.816 acres)
Lot Dimensions261 ft deep x 140 ft wide
Garage TypeAttached
Garage Area1,644 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area566 sqft
Deck Area1,000 sqft
Patio Area208 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR139828
Street Address1858 ROYAL OAK PL E
CityDUNEDIN
StateFL
Zip34698-2429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPANISH TRAILS BLK A, LOT 29
Legal Range15E
Legal Township28S
Legal Section13
Legal SubdivisionSPANISH TRAILS
Legal Tract84582
Legal BlockA
Legal Lot Number29
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2000
Census Tract26908

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1858 ROYAL OAK PL E, DUNEDIN, FL 34698-2429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU ISAOA
Jan 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 2016 · Amount on Record
Deed SaleJan 1, 2016 · Amount on Record
Deed Book / Page19047 / 2298
Last Transfer DateJan 6, 2016
Transfer Doc0190472298
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1858 ROYAL OAK PL E, DUNEDIN, FL 34698-2429
Document Number0208240476
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedJan 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1858 ROYAL OAK PL E DUNEDIN FL 346982429, DUNEDIN, FL 34698-2429

Mortgage

Document Number0208240476
DateDec 27, 2019
Book Page020824/000476
Instrument412331
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 26, 2034

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1858 ROYAL OAK PL E, DUNEDIN, FL 34698-2429
Document Number0204032663
Instrument DateJan 15, 2019
Transaction TypeMortgage
Record UpdatedFeb 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1858 ROYAL OAK PL E DUNEDIN FL 34698, DUNEDIN, FL 34698

Mortgage

Document Number0204032663
DateJan 22, 2019
Book Page020403/002663
Instrument22107
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 21, 2034

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,154.00 (+5.57%) Homeowner's exemption$561,610 (+5.99%)$1,174,127 (+15.45%) Land $310,572 Building $863,555
2024$8,671.00 (+1.32%)
2023$8,558.00 (+2.59%) Homeowner's exemption$529,885 (+3%)$1,017,037 (+20.72%) Land $295,638 Building $721,399
2022$8,342.00 Homeowner's exemption$514,451$842,501 Land $301,185 Building $541,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims6 (2011–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Royal Oak Pl E

Nearby Streets

Search Property Records by Address or Parcel Number