1861 Royal Oak Pl E, Dunedin, FL 34698 Property Records

Pinellas County property record for 1861 Royal Oak Pl E, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,624 sqft · built 1969
Lot Size	0.662 acres (28,832 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Dec 2025)
Tax Bill	$4,237 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-8977-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-8977-0`
Alternative APNs	`13-28-15-84582-001-0370` `281513845820010370` `152813845820010370` `R139835`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,624 sqft Living Area
Gross Area	3,688 sqft
1st Floor Area	2,624 sqft
Flooring	Carpet

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	28,832 sqft (0.662 acres)
Lot Dimensions	188 ft deep x 143 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R139835
Street Address	1861 ROYAL OAK PL E
City	DUNEDIN
State	FL
Zip	34698-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPANISH TRAILS BLK A, LOT 37
Legal Range	15E
Legal Township	28S
Legal Section	13
Legal Subdivision	SPANISH TRAILS
Legal Tract	84582
Legal Block	A
Legal Lot Number	37
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2000
Census Tract	26908

Owner

1861 Royal Oak Pl E is owned and occupied by two individuals who bought it in December 2025.

Source: Pinellas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1861 ROYAL OAK PL E, DUNEDIN, FL 34698-2430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on File
Deed Sale	Dec 30, 2025 · Amount on File
Prior Sale	Dec 23, 1997 · Amount on File
Deed Document Number	2025364095
Deed Book / Page	23406 / 2432
Prior Transfer Date	Jun 4, 2010
Prior Transfer Doc	0169480573
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 30, 2025
Property Address	1861 ROYAL OAK PL E, DUNEDIN, FL 34698-2430
Document Number	0234062432
Book / Page	23406 / 2432
Map Reference	MB 60 PG 73-76
Instrument Date	Dec 18, 2025
Instrument	2025364095
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1241 HAWTHORNE AVE, CEDAR KEY, FL 32625-6102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1861 ROYAL OAK PL E, DUNEDIN, FL 34698-2430

Mortgage

Document Number	0234062434
Date	Dec 30, 2025
Instrument	23406/2434

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1861 Royal Oak Pl E was $4,237, up 5.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,237.00 (+5.87%)	$282,241	$552,470 Land $252,553 Building $299,917
2024	$4,002.00 (+1.6%)
2023	$3,939.00 (+2.9%) Homeowner's exemption	$266,298 (+3%)	$468,511 (+19.72%) Land $222,315 Building $246,196
2022	$3,828.00 Homeowner's exemption	$258,542	$391,351 Land $222,900 Building $168,451

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1861 Royal Oak Pl E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	6 (2011–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1861 Royal Oak Pl E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20