1877 Bargamin Loop, Crozet, VA 22932 Property Records

Albemarle County property record for 1877 Bargamin Loop, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,212 sqft · built 2006
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Jul 2026)
Tax Bill	$4,927 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055C0-04-00-00700`

Property Details

APN / Parcel Number

Primary APN	`055C0-04-00-00700`
Alternative APN	`15420`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,212 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	7,710 sqft (0.177 acres)
Garage Area	280 sqft
Porch	Slab
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1877 BARGAMIN LOOP
City	CROZET
State	VA
Zip	22932-2897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	BARGAMIN PARK 7
Legal Subdivision	BARGAMIN PARK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	3
Census Block	3001
Census Tract	11103

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1877 BARGAMIN LOOP, CROZET, VA 22932-2897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed, Transfer · Conventional Mortgage CREDIT UNION COMMUNITY CREDIT UNION
Aug 2, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage NFM INC
Mar 24, 2021	Gift Deed, Transfer ACCOMODATION, ACCOMMODATION
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	20266503
Prior Transfer Date	Mar 4, 2021
Prior Transfer Doc	0000005099
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 1, 2026
Property Address	1877 BARGAMIN LOOP, CROZET, VA 22932-2897
Document Number	0000006503
Instrument Date	Jun 23, 2026
Instrument	20266503
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1877 BARGAMIN LOOP, CROZET, VA 22932-2897

Mortgage

Document Number	0000006504,
Date	Jul 1, 2026
Instrument	20266504

Lender

Name	CREDIT UNION COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 2, 2021
Property Address	1877 BARGAMIN LOOP, CROZET, VA 22932-2897
Document Number	5584/379
Book / Page	5584 / 379
Map Reference	MB 2777 PG 482-487
Instrument Date	Jul 26, 2021
Instrument	2021-00013391
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1877 BARGAMIN LOOP, CROZET, VA 22932-2897

Mortgage

Document Number	202100013392
Date	Aug 2, 2021
Instrument	2021-00013392

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 24, 2021
Property Address	1877 BARGAMIN LOOP, CROZET, VA 22932-2897
Document Number	005504/643
Book / Page	5504 / 643
Map Reference	MB 2777 PG 482-487
Instrument Date	Mar 4, 2021
Instrument	202100005099
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11723 CREST HILL RD, HUME, VA 22639-2003

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1877 BARGAMIN LOOP, CROZET, VA 22932-2897
Document Number	0000006364
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1877 BARGAMIN LOOP CROZET VA 229322897, CROZET, VA 22932-2897

Mortgage

Document Number	0000006364
Date	Jun 1, 2020
Book Page	005325/000169
Instrument	6364

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,927.00 (-2.11%)	$551,100 (-2.11%) Land $160,000 Building $391,100	$551,100 (-2.11%) Land $160,000 Building $391,100
2025	$5,033.00 (+16.8%)	$563,000 (+11.57%) Land $170,000 Building $393,000	$563,000 (+11.57%) Land $170,000 Building $393,000
2023	$4,309.00	$504,600 Land $158,000 Building $346,600	$504,600 Land $158,000 Building $346,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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