1872 Bargamin Loop, Crozet, VA 22932 Property Records

Albemarle County property record for 1872 Bargamin Loop, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,722 sqft · built 2006
Lot Size	0.151 acres (6,578 sqft)
Owner	Individual Name on Record
Last Sale	$421,001 (Jun 2017)
Tax Bill	$5,536 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`055C0-04-00-01400`

Property Details

APN / Parcel Number

Primary APN	`055C0-04-00-01400`
Alternative APN	`15427`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,722 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	6,578 sqft (0.151 acres)
Garage Area	490 sqft
Porch	Slab
Porch Area	36 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1872 BARGAMIN LOOP
City	CROZET
State	VA
Zip	22932-2897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	BARGAMIN PARK 14
Legal Subdivision	BARGAMIN PARK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	3
Census Block	3009
Census Tract	11103

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1872 BARGAMIN LOOP, CROZET, VA 22932-2897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 12, 2017	Grant Deed, Construction Loan · Construction Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	20176516
Deed Book / Page	4920 / 154
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1872 BARGAMIN LOOP, CROZET, VA 22932-2897
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5590/270
Date	Aug 12, 2021
Book Page	5590/270
Instrument	2021-00013991

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	20161

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Jul 1, 2047

June 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 12, 2017
Property Address	1872 BARGAMIN LOOP, CROZET, VA 22932-2897
Document Number	0000006516
Book / Page	004920 / 000154
Instrument Date	Jun 8, 2017
Instrument	6516
Transaction Type	Construction Loan
Record Updated	Jul 12, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$421.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1872 BARGAMIN LOOP CROZET VA 229322897, CROZET, VA 22932-2897

Mortgage

Document Number	6517
Date	Jun 12, 2017
Book Page	004920/000158
Instrument	6517

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,536.00 (-1.76%)	$619,200 (-1.78%) Land $160,000 Building $459,200	$619,200 (-1.78%) Land $160,000 Building $459,200
2025	$5,635.00 (+22.77%)	$630,400 (+17.28%) Land $170,000 Building $460,400	$630,400 (+17.28%) Land $170,000 Building $460,400
2023	$4,590.00	$537,500 Land $158,000 Building $379,500	$537,500 Land $158,000 Building $379,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Nearby Properties on Bargamin Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures