1871 Bargamin Loop, Crozet, VA 22932 Property Records

Albemarle County property record for 1871 Bargamin Loop, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,326 sqft · built 2005
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$393,000 (May 2017)
Tax Bill	$5,477 (2026)
Deeds & Mortgages	Sep 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055C0-04-00-00600`

Property Details

APN / Parcel Number

Primary APN	`055C0-04-00-00600`
Alternative APN	`15419`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,326 sqft Finished Area
Basement Area	1,018 sqft
Finished Basement	793 sqft
Unfinished Basement	225 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	6,882 sqft (0.158 acres)
Garage Area	462 sqft

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1871 BARGAMIN LOOP
City	CROZET
State	VA
Zip	22932-2897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	BARGAMIN PARK 6
Legal Subdivision	BARGAMIN PARK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	3
Census Block	3001
Census Tract	11103

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1871 BARGAMIN LOOP, CROZET, VA 22932-2897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
May 30, 2017	Grant Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2017 · Amount on Record
Deed Sale	May 30, 2017 · Amount on Record
Deed Document Number	20175965
Deed Book / Page	4914 / 403
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1871 BARGAMIN LOOP, CROZET, VA 22932-2897
Document Number	0000012908
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1871 BARGAMIN LOOP CROZET VA 229322897, CROZET, VA 22932-2897

Mortgage

Document Number	0000012908
Date	Sep 18, 2020
Book Page	005390/000407
Instrument	12908

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 30, 2017
Property Address	1871 BARGAMIN LOOP, CROZET, VA 22932-2897
Document Number	0000005965
Book / Page	004914 / 000403
Instrument Date	May 19, 2017
Instrument	5965
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1871 BARGAMIN LOOP CROZET VA 229322897, CROZET, VA 22932-2897

Mortgage

Document Number	5966
Date	May 30, 2017
Book Page	004914/000406
Instrument	5966

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,477.00 (-2.41%)	$612,600 (+14.96%) Land $160,000 Building $452,600	$612,600 (+14.96%) Land $160,000 Building $452,600
2025	$5,612.00 (+23.34%)
2023	$4,550.00	$532,900 Land $158,000 Building $374,900	$532,900 Land $158,000 Building $374,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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