1865 Bargamin Loop, Crozet, VA 22932 Property Records

Albemarle County property record for 1865 Bargamin Loop, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,412 sqft · built 2006
Lot Size	0.156 acres (6,795 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jun 2018)
Tax Bill	$5,741 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055C0-04-00-00500`

Property Details

APN / Parcel Number

Primary APN	`055C0-04-00-00500`
Alternative APN	`15418`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,412 sqft Finished Area
Basement Area	1,251 sqft
Finished Basement	1,013 sqft
Unfinished Basement	238 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	6,795 sqft (0.156 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	122 sqft
Deck Area	180 sqft
Patio Area	330 sqft
Kennel	Kennel

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1865 BARGAMIN LOOP
City	CROZET
State	VA
Zip	22932-2897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	BARGAMIN PARK 5
Legal Subdivision	BARGAMIN PARK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	3
Census Block	3001
Census Tract	11103

Owner

1865 Bargamin Loop is owned and occupied by an individual who bought it in June 2018.

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1865 BARGAMIN LOOP, CROZET, VA 22932-2897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUSTWORTHY MORTGAGE CORP
Jun 14, 2018	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2018 · Amount on File
Deed Sale	Jun 14, 2018 · Amount on File
Prior Sale	May 20, 2014 · Amount on File
Deed Document Number	20186516
Deed Book / Page	5059 / 551
Prior Transfer Date	Dec 3, 2015
Prior Transfer Doc	0000013670
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1865 BARGAMIN LOOP, CROZET, VA 22932-2897
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 BARGAMIN LOOP, CROZET, VA 22932-2897

Mortgage

Document Number	202300008763
Date	Oct 12, 2023
Instrument	202300008763

Lender

Name	TRUSTWORTHY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 14, 2018
Property Address	1865 BARGAMIN LOOP, CROZET, VA 22932-2897
Document Number	0000006516
Book / Page	005059 / 000551
Instrument Date	Jun 11, 2018
Instrument	6516
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1865 BARGAMIN LOOP CROZET VA 229322897, CROZET, VA 22932-2897

Mortgage

Document Number	6517
Date	Jun 14, 2018
Book Page	005059/000555
Instrument	6517

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,741.00 (-2.23%)	$642,200 (+13.18%) Land $160,000 Building $482,200	$642,200 (+13.18%) Land $160,000 Building $482,200
2025	$5,872.00 (+21.2%)
2023	$4,845.00	$567,400 Land $158,000 Building $409,400	$567,400 Land $158,000 Building $409,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1865 Bargamin Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1865 Bargamin Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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