1875 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1875 Eldorado Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2000
Square Footage2,145 sqft Heated Area
Lot Size57,064 sqft (1.3 acres)
OccupancyOwner Occupied
Last Sale$369,900 (2019)
Tax Bill$3,958.00 (2025)

Property Details

APN / Parcel Number

Primary APN102862
Alternative APN
  • 062632259800012130

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,145 sqft Heated Area
Gross Area2,970 sqft Gross Area
1st Floor2,145 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area57,064 sqft (1.3 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area561 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area56 sqft Shed
Patio Area80 sqft Patio
PorchOpen Porch
Porch Area216 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number102862
Street Address1875 ELDORADO CT
CitySAINT CLOUD
StateFL
Zip34771-9287
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT II PB 2 PG 293-295 LOT 213
Legal Range32E
Legal Township26S
Legal Section06
Legal SubdivisionBAY LAKE RANCH UN 2
Legal Tract2598
Legal Block1
Legal Lot Number213
Legal UnitII
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1000
Census Tract43801

Owner

Source: Osceola County records · APN 102862

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1875 ELDORADO CT, SAINT CLOUD, FL 34771-9287
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Dec 03, 2019Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 03, 2019 · Amount on Record
Deed SaleDec 03, 2019 · Amount on Record
Deed Doc Number2019155621
Deed Book / Page5632 / 2139
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1875 ELDORADO CT, SAINT CLOUD, FL 34771-9287
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1875 ELDORADO CT, SAINT CLOUD, FL 34771-9287

Mortgage

Document Number0060672122
DateOct 19, 2021
Book Page6067/2122
Instrument2021162180
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 03, 2019
Property Address1875 ELDORADO CT, SAINT CLOUD, FL 34771-9287
Document Number0056322139
Book / Page5632 / 2139
Map ReferenceMB 2 PG 293-295
Instrument DateDec 02, 2019
Instrument2019155621
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyLAND TITLE PROFESSIONALS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,589.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1875 ELDORADO CT, 1875, SAINT CLOUD, FL 34771-9287

Transferred To (Grantee/Buyer)

NameVerified Name
Address1875 ELDORADO CT, SAINT CLOUD, FL 34771-9287

Mortgage

Document Number0056322141
DateDec 03, 2019
Instrument5632/2141
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,958.00 (+7.38%) Homeowner's exemption$275,118 (+5.99%)$417,600 (+13.23%) Land $110,000 Building $307,600
2023$3,686.00 (+4.21%) Homeowner's exemption$259,578 (+3%)$368,800 (+13.16%) Land $80,000 Building $288,800
2022$3,537.00 Homeowner's exemption$252,018$325,900 Land $80,000 Building $245,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskVery High
above 91% of the US · above 85% of Florida
Wildfire LikelihoodAbout 1 in 84 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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