Osceola County property record for 1870 Eldorado Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1984 |
| Square Footage | 3,363 sqft Heated Area |
| Lot Size | 89,995 sqft (2.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2015) |
| Tax Bill | $4,377.00 (2025) |
| Primary APN | 102868 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,363 sqft Heated Area |
| Gross Area | 4,472 sqft Gross Area |
| 1st Floor | 3,363 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 89,995 sqft (2.06 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 440 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 435 sqft Pool |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Deck Area | 555 sqft Deck |
| Patio Area | 180 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 669 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 102868 |
|---|---|
| Street Address | 1870 ELDORADO CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7908 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT II PB 2 PG 293-295 LOT 219 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | BAY LAKE RANCH UN 2 |
| Legal Tract | 2598 |
| Legal Block | 1 |
| Legal Lot Number | 219 |
| Legal Unit | II |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43801 |
Source: Osceola County records · APN 102868
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1870 ELDORADO CT, SAINT CLOUD, FL 34771-7908 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NORTHPOINT MORTGAGE INC |
| Aug 20, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2015 · Amount on Record |
| Deed Sale | Aug 05, 2015 · Amount on Record |
| Prior Sale | Jun 21, 1996 · Amount on Record |
| Deed Doc Number | 2015116518 |
| Deed Book / Page | 4821 / 2770 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1870 ELDORADO CT, SAINT CLOUD, FL 34771-7908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1870 ELDORADO CT, SAINT CLOUD, FL 34771-7908 |
| Document Number | 0068532082 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 6853/2082 |
| Instrument | 2025118234 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1870 ELDORADO CT, SAINT CLOUD, FL 34771-7908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055761423 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 5576/1423 |
| Instrument | 2019107882 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | FISKDALE, MA 01518 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,377.00 (+7.15%) Homeowner's exemption | $305,406 (+5.99%) | $544,000 (+12.68%) Land $121,000 Building $423,000 |
| 2023 | $4,085.00 (+4.08%) Homeowner's exemption | $288,155 (+3%) | $482,800 (+13.09%) Land $89,600 Building $393,200 |
| 2022 | $3,925.00 Homeowner's exemption | $279,763 | $426,900 Land $89,600 Building $337,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 93 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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