1855 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1855 Eldorado Ct, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2003
Square Footage	2,665 sqft Living Area
Lot Size	112,384 sqft (2.58 acres)
Occupancy	Owner Occupied
Last Sale	$26,000 (2001)
Tax Bill	$4,278.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`06-26-32-2598-0001-2150`
Alternative APNs	`263206259800012150` `102864`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,665 sqft Living Area
Gross Area	3,329 sqft Gross Area
1st Floor	1,516 sqft 1st Floor
Upper Floors	1,149 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	112,384 sqft (2.58 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	460 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	32 sqft Pool
Shed	1 Shed
Shed Area	264 sqft Shed
Deck Area	796 sqft Deck
Patio Area	140 sqft Patio
Porch Area	838 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	1855 ELDORADO CT
City	SAINT CLOUD
State	FL
Zip	34771-9287
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT II PB 2 PG 293-295 LOT 215
Legal Range	32E
Legal Township	26S
Legal Section	06
Legal Subdivision	BAY LAKE RANCH UNIT 2
Legal Tract	2598
Legal Block	2150
Legal Lot Number	215
Legal Unit	II
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1000
Census Tract	43801

Owner

Source: Osceola County records · APN 06-26-32-2598-0001-2150

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1855 ELDORADO CT, SAINT CLOUD, FL 34771-9287
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2001 · Amount on Record
Deed Sale	Nov 28, 2001 · Amount on Record
Deed Book / Page	1963 / 108
Last Transfer Date	Apr 30, 2025
Transfer Doc	0067800395
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1855 ELDORADO CT, SAINT CLOUD, FL 34771-9287
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 ELDORADO CT, SAINT CLOUD, FL 34771-9287

Mortgage

Document Number	0058111060
Date	Oct 13, 2020
Book Page	5811/1060
Instrument	2020137672

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,488.00 (+4.91%)	$313,357 (+5.99%)	$592,900 (+10.04%) Land $110,000 Building $482,900
2024	$4,278.00 (+2.12%)
2023	$4,189.00 (+4.02%) Homeowner's exemption	$295,657 (+3%)	$538,800 (+11.88%) Land $80,000 Building $458,800
2022	$4,027.00 Homeowner's exemption	$287,046	$481,600 Land $80,000 Building $401,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	About 1 in 84 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.