Osceola County property record for 1850 Eldorado Ct, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 4,352 sqft Living Area |
| Lot Size | 89,994 sqft (2.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $748,000 (2023) |
| Tax Bill | $10,344.00 (2025) |
| Primary APN | 06-26-32-2598-0001-2210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,352 sqft Living Area |
| Gross Area | 4,978 sqft Gross Area |
| 1st Floor | 2,644 sqft 1st Floor |
| Upper Floors | 1,708 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 89,994 sqft (2.06 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 288 sqft Shed |
| Patio Area | 160 sqft Patio |
| Porch Area | 186 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1850 ELDORADO CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7908 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT II PB 2 PG 293-295 LOT 221 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | BAY LAKE RANCH UNIT 2 |
| Legal Tract | 2598 |
| Legal Block | 2210 |
| Legal Lot Number | 221 |
| Legal Unit | II |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43801 |
Source: Osceola County records · APN 06-26-32-2598-0001-2210
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1850 ELDORADO CT, SAINT CLOUD, FL 34771-7908 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage NP INC |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on Record |
| Deed Sale | Apr 11, 2023 · Amount on Record |
| Prior Sale | Oct 19, 2004 · Amount on Record |
| Deed Doc Number | 202339834 |
| Deed Book / Page | 6383 / 2662 |
| Prior Transfer Date | Jan 15, 1998 |
| Prior Transfer Doc | 0015690555 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 11, 2023 |
| Property Address | 1850 ELDORADO CT, SAINT CLOUD, FL 34771-7908 |
| Document Number | 0063832662 |
| Book / Page | 6383 / 2662 |
| Map Reference | MB 2 PG 293-295 |
| Instrument Date | Apr 07, 2023 |
| Instrument | 2023039834 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,236.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7209 CR 651W, BUSHNELL, FL 33513-7631 |
| Name | Verified Name |
|---|---|
| Address | 1850 ELDORADO CT, SAINT CLOUD, FL 34771-7908 |
| Document Number | 0063832663 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 6383/2663 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1850 ELDORADO CT, SAINT CLOUD, FL 34771-7908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1850 ELDORADO CT, SAINT CLOUD, FL 34771-7908 |
| Document Number | 0061142278 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 6114/2278 |
| Instrument | 2021198350 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,344.00 (+1.35%) | $695,200 (+121.97%) Land $121,000 Building $574,200 | $695,200 (+6.84%) Land $121,000 Building $574,200 |
| 2024 | $10,206.00 (+130.18%) | ||
| 2023 | $4,434.00 (+3.96%) Homeowner's exemption | $313,193 (+3%) | $650,700 (+14.86%) Land $89,600 Building $561,100 |
| 2022 | $4,265.00 Homeowner's exemption | $304,071 | $566,500 Land $89,600 Building $476,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 93 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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