18725 Ruffner Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18725 Ruffner Dr, Cornelius, NC 28031 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,494 sqft · built 2000
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (May 2017)
Tax Bill	$2,473 (2024)
Deeds & Mortgages	May 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-384-14`

Property Details

APN / Parcel Number

Primary APN	`005-384-14`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,494 sqft Living Area
1st Floor Area	680 sqft
Upper Floors Area	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18725 RUFFNER DR
City	CORNELIUS
State	NC
Zip	28031-9345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L205 M32-501
Legal Subdivision	OAKHURST PH 02 MAP 01
Legal Block	4
Legal Lot Number	205
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1015
Census Tract	6410

Owner

Source: Mecklenburg County records · APN 005-384-14

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18725 RUFFNER DR, CORNELIUS, NC 28031-9345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 04, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 09, 2017	Warranty Deed, Transfer · VA Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 09, 2017 · Amount on Record
Deed Sale	May 09, 2017 · Amount on Record
Prior Sale	Dec 29, 2005 · Amount on Record
Deed Document Number	201760571
Deed Book / Page	31785 / 374
Prior Transfer Date	Jun 26, 2002
Prior Transfer Doc	0000130589
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18725 RUFFNER DR, CORNELIUS, NC 28031-9345
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088248
Date	May 04, 2021
Book Page	36020/747
Instrument	2021088248

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 09, 2017
Property Address	18725 RUFFNER DR, CORNELIUS, NC 28031-9345
Document Number	0000060571
Book / Page	31785 / 374
Map Reference	MB31 PG727
Instrument Date	May 08, 2017
Instrument	2017060571
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1715 CLUB RD, 1715, CHARLOTTE, NC 28205-3664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18725 RUFFNER DR, CORNELIUS, NC 28031-9345

Mortgage

Document Number	0000060572
Date	May 09, 2017
Instrument	2017060572

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$375,500 Land $85,000 Building $290,500	$375,500 Land $85,000 Building $290,500
2024	$2,473.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 443 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Fiber	1,000 / 1,000
TDS Telecom	Cable	1,000 / 20
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: TDS Telecom, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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