1873 Ruger Dr, Sumter, SC 29150 Property Records

Sumter County property record for 1873 Ruger Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,176 sqft · built 2022
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$265,546 (Jul 2022)
Tax Bill	$2,033 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`187-12-04-061`

Property Details

APN / Parcel Number

Primary APN	`187-12-04-061`
Alternative APN	`19999`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	2,591 sqft
1st Floor Area	1,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered/Finished Porch
Porch Area	55 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19999
Street Address	1873 RUGER DR
City	SUMTER
State	SC
Zip	29150-7937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 413 2021-189 0.13 AC 2022-180
Legal Lot Number	413
Jurisdiction	SUMTER SC
Township / Civil Division	SHAW AFB-HORATIO
Census Block Group	3
Census Block	3035
Census Tract	202

Owner

1873 Ruger Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Sumter County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1873 RUGER DR, SUMTER, SC 29150-7937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Deed Book / Page	1304 / 4983
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 27, 2022
Property Address	1873 RUGER DR, SUMTER, SC 29150-7937
Document Number	0013044983
Book / Page	1304 / 4983
Map Reference	MB 2021 PG 203
Instrument Date	Jul 22, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$984.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1873 RUGER DR, SUMTER, SC 29150-7937

Mortgage

Document Number	0013044987
Date	Jul 27, 2022
Instrument	1304/4987

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	Other
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1873 Ruger Dr was $2,033.

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,033.00	$10,600 Land $1,400 Building $9,200	$264,868 Land $35,000 Building $229,868
2023	$1,941.00 (+1,257.34%)	$10,600 (+1,225%) Land $1,400 Building $9,200	$264,868 (+1,224.34%) Land $35,000 Building $229,868
2022	$143.00	$800 Land $800	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1873 Ruger Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1873 Ruger Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
FTC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20