1853 Ruger Dr, Sumter, SC 29150 Property Records

Sumter County property record for 1853 Ruger Dr, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,176 sqft · built 2022
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Jul 2022)
Tax Bill$6,725 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN187-12-04-056

Property Details

APN / Parcel Number

Primary APN187-12-04-056
Alternative APN
  • 19994

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,176 sqft Living Area
1st Floor Area1,088 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area5,227 sqft (0.119 acres)
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area55 sqft
Patio Area144 sqft
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number19994
Street Address1853 RUGER DR
CitySUMTER
StateSC
Zip29150-7937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 418 0.12 AC
Legal Lot Number418
JurisdictionSUMTER SC
Township / Civil DivisionSHAW AFB-HORATIO
Census Block Group3
Census Block3035
Census Tract202

Owner

1853 Ruger Dr is owned and occupied by an individual who bought it in July 2022.

Source: Sumter County records, as of January 15, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1853 RUGER DR, SUMTER, SC 29150-7937
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2022 · Amount on File
Deed SaleJul 29, 2022 · Amount on File
Deed Document Number0013045501
Deed Book / Page1304 / 5501
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSUMTER SC
Recording DateJul 29, 2022
Property Address1853 RUGER DR, SUMTER, SC 29150-7937
Document Number0013045501
Book / Page1304 / 5501
Map ReferenceMB 2021 PG 201
Instrument DateJul 28, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,073.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1853 RUGER DR, SUMTER, SC 29150-7937

Mortgage

Document Number0013045505
DateJul 29, 2022
Instrument1304/5505
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1853 Ruger Dr was $6,725.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,725.00$17,450 Land $2,100 Building $15,350$290,928 Land $35,000 Building $255,928
2023$17,460 (+1,355%) Land $2,100 Building $15,360$290,928 (+1,354.64%) Land $35,000 Building $255,928
2022$443.00$1,200 Land $1,200$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1853 Ruger Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1853 Ruger Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
FTC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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