1865 Ruger Dr, Sumter, SC 29150 Property Records

Sumter County property record for 1865 Ruger Dr, Sumter, SC 29150 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2022
Square Footage	2,134 sqft Living Area
Lot Size	8,276 sqft (0.19 acres)
Occupancy	Owner Occupied
Last Sale	$280,489 (2022)
Tax Bill	$2,036.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`187-12-04-059`
Alternative APN	`19997`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,134 sqft Living Area
Gross Area	2,606 sqft Gross Area
1st Floor	1,067 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Patio Area	144 sqft Patio
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	19997
Street Address	1865 RUGER DR
City	SUMTER
State	SC
Zip	29150-7937
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 415 0.19 AC
Legal Lot Number	415
Jurisdiction	SUMTER SC
Minor Civil Division	SHAW AFB-HORATIO
Census Blockgroup	3
Census Block	3035
Census Tract	202

Owner

Source: Sumter County records · APN 187-12-04-059

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1865 RUGER DR, SUMTER, SC 29150-7937
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Deed Book / Page	1306 / 972
Record Refreshed	Sep 20, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 30, 2022
Property Address	1865 RUGER DR, SUMTER, SC 29150-7937
Document Number	0013060972
Book / Page	1306 / 972
Map Reference	MB 2021 PG 203
Instrument Date	Aug 30, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,037.85
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 RUGER DR, SUMTER, SC 29150-7937

Mortgage

Document Number	0013060976
Date	Aug 30, 2022
Instrument	1306/0976

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 (-96.95%)		$297,183 (+6.73%) Land $35,000 Building $262,183
2023	$2,036.00 (+1,323.78%)	$11,140 (+1,292.5%) Land $1,400 Building $9,740	$278,437 (+1,292.19%) Land $35,000 Building $243,437
2022	$143.00	$800 Land $800	$20,000 Land $20,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 35% of South Carolina
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.