1849 Ruger Dr, Sumter, SC 29150 Property Records

Sumter County property record for 1849 Ruger Dr, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,925 sqft · built 2022
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$232,988 (Jul 2022)
Tax Bill$1,954 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN187-12-04-055

Property Details

APN / Parcel Number

Primary APN187-12-04-055
Alternative APN
  • 19993

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,925 sqft Living Area
1st Floor Area962 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area5,227 sqft (0.119 acres)
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area51 sqft
Patio Area144 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number19993
Street Address1849 RUGER DR
CitySUMTER
StateSC
Zip29150-7937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 419 0.12 AC
Legal Lot Number419
JurisdictionSUMTER SC
Township / Civil DivisionSHAW AFB-HORATIO
Census Block Group3
Census Block3035
Census Tract202

Owner

1849 Ruger Dr is owned by an individual who bought it in July 2022.

Source: Sumter County records, as of January 15, 2026

Owner of RecordIndividual Name on File
Mailing AddressSUMTER, SC 29150
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2022 · Amount on File
Deed SaleJul 20, 2022 · Amount on File
Deed Document Number0013043441
Deed Book / Page1304 / 3441
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSUMTER SC
Recording DateJul 20, 2022
Property Address1849 RUGER DR, SUMTER, SC 29150-7937
Document Number0013043441
Book / Page1304 / 3441
Map ReferenceMB 2021 PG 201
Instrument DateJul 18, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$862.10
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address380 COZINE AVE, BROOKLYN, NY 11207-9238

Mortgage

Document Number0013043445
DateJul 20, 2022
Instrument1304/3445
Lender
NameCONTOUR MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1849 Ruger Dr was $1,954.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,954.00$10,180 Land $1,400 Building $8,780$254,439 Land $35,000 Building $219,439
2023$14,370 Land $2,100 Building $12,270$239,484 Land $35,000 Building $204,484
2022$443.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1849 Ruger Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1849 Ruger Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
FTC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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