18724 E McDowell Mountain Dr, Rio Verde, AZ 85263 Property Records

Maricopa County property record for 18724 E McDowell Mountain Dr, Rio Verde, AZ 85263

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,258 sqft · built 1994
Lot Size	0.463 acres (20,186 sqft)
Owner	2 Trust Names on Record
Last Sale	$441,800 (May 2018)
Tax Bill	$5,436 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit May 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`219-55-087`

Property Details

APN / Parcel Number

Primary APN	`219-55-087`
Alternative APN	`219550871`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,258 sqft Living Area
Gross Area	4,443 sqft
1st Floor Area	4,258 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	20,186 sqft (0.463 acres)
View / Lot	Golf Course
Parking Spaces	3 Parking Spaces
Pool Area	324 sqft
Porch	Slab
Patio Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18724 E MCDOWELL MOUNTAIN DR
City	RIO VERDE
State	AZ
Zip	85263-7184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	RIO VERDE UNIT TEN LOT 1176-1271 TR A1-A6 B1 D-G MCR 299-45
Legal Range	7E
Legal Township	4N
Legal Section	7
Legal Subdivision	RIO VERDE UNIT TEN LOT 1176-1271 TR A1-A
Legal Lot Number	1262
Legal Unit	10
Jurisdiction	MARICOPA AZ
Township / Civil Division	TONTO NATIONAL FOREST
Census Block Group	2
Census Block	2055
Census Tract	10104

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	18724 E MCDOWELL MOUNTAIN DR, RIO VERDE, AZ 85263-7184
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
May 1, 2018	Warranty Deed, Transfer · Conventional Mortgage RUDER HARRIET L LIVING TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2018 · Amount on Record
Deed Sale	May 1, 2018 · Amount on Record
Deed Document Number	2018331626
Prior Transfer Date	Oct 28, 1994
Prior Transfer Doc	0000821008
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	18724 E MCDOWELL MOUNTAIN DR, RIO VERDE, AZ 85263-7184
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18724 E MCDOWELL MOUNTAIN DR, RIO VERDE, AZ 85263-7184

Mortgage

Document Number	0000480492
Date	Jun 26, 2019
Instrument	20190480492

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 1, 2018
Property Address	18724 E MCDOWELL MOUNTAIN DR, RIO VERDE, AZ 85263-7184
Document Number	0000331626
Instrument Date	Apr 22, 2018
Instrument	331626
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18724 E MCDOWELL MOUNTAIN DR RIO VERDE AZ 852637184, RIO VERDE, AZ 85263-7184

Mortgage

Document Number	331627
Date	May 1, 2018
Instrument	331627

Lender

Name	RUDER HARRIET L LIVING TR (PT)
Address	PO BOX 658, HAYS, KS 67601-0658

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	School District Not Defined (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,970 (+26.45%)	$899,700 (+3.16%) Land $179,900 Building $719,800
2025	$5,436.00 (+11.19%)	$71,153 (-17.07%)	$872,100 (+1.64%) Land $174,400 Building $697,700
2024		$85,800	$858,000 Land $171,600 Building $686,400
2023	$4,889.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR- RIO VERDE public/private · serves 5,330 people · EPA ID AZ0407121
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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